98 Willowridge Road, Toronto, ON
Willowridge-Martingrove-Richview, Toronto · MLS® W13537610
About this home
***Opportunity for investors & renovators *** Bright & open 3-level backsplit offers exceptional above-grade living space - the perfect layout for a growing family or multi-generational living. Thoughtfully designed, this home blends functionality with comfort. The large eat-in kitchen features an open-concept layout with a walkout to a covered porch - ideal for morning coffee, summer BBQs, or entertaining. The main floor also includes a versatile bedroom and an updated powder room, perfect for guests, a home office, or extended family. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated main bathroom. The bright and spacious living and dining area provides plenty of room for entertaining or cozy family nights.The finished lower level adds even more living space with excellent in-law suite potential or rental with a separate entrance. Step outside to enjoy a large, private backyard with a deep lot - a rare find offering space to play, garden, or unwind. Conveniently located close to schools, places of worship, public transit, and everyday amenities, this is an exceptional opportunity in a well-established community. A must-see home with incredible flexibility and long-term potential.
Key facts
- Property type
- Semi-Detached, Backsplit 3
- MLS®
- W13537610
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 36.83 × 111.28 ft
- Cross streets
- Martin Grove & Eglinton Ave
- Parking
- 1 garage · 4 parking (built-in)
- Basement
- Separate Entrance, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,147 / 2025
- Days on market
- 9
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
large window · closet · hardwood floor
large window · closet · hardwood floor
picture window · closet · hardwood floor
eat-in kitchen · walk-out · ceramic floor
large window · open concept · hardwood floor
large window · open concept · hardwood floor
picture window · closet organizers · hardwood floor
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Parkfield Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Longbourne Dr at Willowridge Rd is about a 2-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes5 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowridge-Martingrove-Richview, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Longbourne Dr at Willowridge Rd, about 175 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $599,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,201
- Property tax
- $346
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,547
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,473
- Toronto municipal land transfer tax
- $11,473
- Estimated closing costs
- $22,946
Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,084
- Principal paid down
- $76,400
- Interest paid
- $115,684
- Balance remaining
- $523,520
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.