10 Settlers Road, Oakville, ON
Glenorchy, Oakville · MLS® W13539260
About this home
Welcome to this exceptional ~3,470 sq. ft. + luxury detached home at 10 Settlers Rd, set in a highly sought-after, family-friendly neighborhood. Situated on a premium lot directly across from a scenic park with tennis courts, walking trails, basketball net, skateboard area, pond, children's playground, and a ravine alongside, this home offers the perfect blend of nature and convenience. A grand foyer with soaring 14-Feet ceilings welcomes you inside, setting the tone for the elegance throughout. The main level features 10-feet ceilings, oversized windows, and a bright open-concept layout. Formal living and dining areas are ideal for entertaining, while the family room provides a warm and inviting space for everyday living. The upgraded chef's kitchen boasts granite countertops, a stunning waterfall island, extended custom cabinetry, stylish backsplash, and premium stainless steel appliances, offering both functionality and modern appeal. Upstairs includes 4 spacious bedrooms and 4 beautifully upgraded washrooms with granite countertops and raised vanities. The second-floor family room features impressive 18-feet ceilings and a private balcony overlooking the park, perfect for relaxing evenings and scenic views of left side Ravine. The upgraded laundry room offers added cabinetry, high-end machines, and extra storage. The basement comes with approved plans from the City of Oakville for a legal 2-bedroom, 2-washroom suite with a separate entrance-ideal for rental income or extended family. Additional features include excellent curb appeal, modern exterior finishes, a functional layout with generous room sizes, abundant storage, and a quiet, safe community with future growth potential. Conveniently located near Ridgeway Plaza, major highways (407, 403, 401), the expanding Sixth Line, top-rated schools, shopping, banks, parks, and all essential amenities. A rare opportunity to own a move-in-ready home offering luxury, comfort, and income potential.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13539260
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 42 × 92 ft
- Cross streets
- Dundas / Sixth Line
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Available
- Basement
- Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,830 / 2026
- Days on market
- 10
- Listing brokerage
- RE/MAX GOLD REALTY INC.
Rooms
walk-in closet(s) · broadloom · above grade window
open concept · hardwood floor · overlooks living
3 pc ensuite · closet · broadloom
Closet Organizers
stainless steel appl · granite counters · ceramic floor
ceramic floor · closet
4 pc ensuite · walk-in closet(s) · above grade window
open concept · hardwood floor · above grade window
ceramic floor · 2 pc bath · b/i closet
5 pc ensuite · closet organizers · broadloom
ceramic floor · combined w/kitchen · w/o to deck
Listed at $2,299,999, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.83M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.80M
- Adjusts to $1.80M
That comparable adjusts to $1.80M; the $1.86M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.86M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Income potential
- Worth verifying
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 21% above the area average of $584/sqft.
4 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Glenorchy, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,839,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,819
- Property tax
- $736
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,555
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $43,975
- Estimated closing costs
- $43,975
Plus your down payment of $460,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $589,135
- Principal paid down
- $234,324
- Interest paid
- $354,811
- Balance remaining
- $1,605,675
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.