26 Pine Island Way, Brampton, ON

Credit Valley, Brampton · MLS® W13539970

$1,299,900
For Sale
Listed 9 days ago
5Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

** View Virtual Tour** Stunning Detached home featuring 4+1 Bedroom & LEGAL BASEMENT APARTMENT w/ a separate entrance. Offering over 4,000 sq.ft of living space. Nestled in the highly sought-after Credit Valley community, this beautifully maintained home offers elegant 9ft ceiling, formal living & dining rooms w/ rich hardwood flooring & abundant natural light. The inviting family room features pot lights, a cozy fireplace & an open-concept layout perfect for everyday living & entertaining. The upgraded kitchen is designed to impress w/ceramic flooring, quartz countertops, a modern backsplash, stainless steel appliances, a spacious pantry & ample cabinetry. The bright breakfast area overlooks the family room & offers a walk-out to the fully fenced backyard w/spacious concrete patio & landscaped green space-perfect for outdoor entertaining. Designer light fixtures & elegant chandeliers throughout the main floor enhance the home's timeless appeal. The second level offers 4 generously sized bedrooms. The luxurious primary suite features a spacious walk-in closet & a spa-inspired 5-piece ensuite, while the additional bedrooms offer large windows, generous closet space w/ easy access to the bathrooms, ideal for a growing family, guests, or a home office. The fully finished legal basement apartment features a separate entrance, full kitchen, spacious living area, generous bedroom, recreation room & a 4-piece bathroom, making it ideal for extended family or as a valuable mortgage helper. Additional features include main-floor laundry, a double-car built-in garage, parking for 6 vehicles & quality finishes throughout. Ideally located just minutes from Mount Pleasant GO Station, Credit Valley Hospital, Eldorado Park & Conservation Area, Sheridan College , Lionhead Golf Club, top-rated schools, parks, shopping, restaurants, public transit & Highways 401, 407 & 410, offering exceptional convenience in one of Brampton's most desirable neighborhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
W13539970
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
46.98 × 100.2 ft
Cross streets
Creditview & Queen St W
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,392 / 2025
Days on market
9
Listing brokerage
SHAHID KHAWAJA REAL ESTATE INC.

Rooms

Bedroom 4Second5.49 × 3.35 m

broadloom · window · closet

Living RoomBasement11.07 × 3.83 m

laminate · window · combined w/kitchen

Bedroom 2Second4.14 × 3.66 m

broadloom · window · closet organizers

Primary BedroomSecond6.86 × 5.43 m

broadloom · 5 pc ensuite · walk-in closet(s)

Living RoomMain3.81 × 3.40 m

hardwood floor · bay window · separate room

RecreationBasement3.84 × 3.40 m

laminate · separate room · closet

BreakfastMain4.27 × 2.13 m

ceramic floor · overlooks family · w/o to yard

BedroomBasement3.99 × 3.71 m

laminate · window · closet

KitchenMain4.27 × 3.66 m

ceramic floor · stainless steel appl · pantry

Family RoomMain5.49 × 4.27 m

hardwood floor · pot lights · fireplace

Dining RoomMain4.27 × 3.66 m

hardwood floor · window · formal rm

Bedroom 3Second4.82 × 3.51 m

broadloom · window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.28Mest. value

Listed at $1,299,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.21M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.48M
  • Bathrooms −$15K
  • Adjusts to $1.46M

That comparable adjusts to $1.46M; the $1.28M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Creditview - Zum Queen West Station Stop WB is about a 7-minute walk away.

List price
$1.18MGreat deal$1.38MOverpriced

Total price vs nearby homes. Fair value about $1.28M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Lifestyle
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9 Lilestone Drive$1.28M322 Valleyway Drive$1.40M8 Lisson Crescent$1.40M37 Zanetta Crescent$1.20M113 Antibes Drive$1.48M

The 5 closest active listings nearby.

See all comparable homes
1.30MThis home1.28M1.40M1.40M1.20M1.48MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.30M
$473this home / sqft
46active listings nearby
9days on market

This home lists 2% below the area average of $482/sqft.

8 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

41/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Creditview - Zum Queen West Station Stop WB, about 569 m away

20+ transit stops4 grocery18 dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Fletcher's West
$969K
Bram West
$1.34M
Northwest Brampton
$1.20M
Fletcher's Meadow
$918K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,925/mo
$252KIncome needed
5.2×Price ÷ income
$1,367Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,925Property tax $699Total carry $6,624

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,549per month

Mortgage amount $1,039,920 · 4.14% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,249Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,549
Property tax
$699
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,249

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Estimated closing costs
$22,473

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,740/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,900Total interest paid
$1,664,820Total of all payments
Principal $1,039,920 Interest $624,900
YearPrincipalInterestBalance
1$24,362$42,231$1,015,558
2$25,381$41,212$990,178
3$26,442$40,150$963,735
4$27,548$39,044$936,187
5$28,701$37,892$907,486
6$29,901$36,692$877,585
7$31,152$35,441$846,433
8$32,455$34,138$813,978
9$33,813$32,780$780,165
10$35,227$31,366$744,938
11$36,700$29,892$708,238
12$38,235$28,357$670,002
13$39,835$26,758$630,168
14$41,501$25,092$588,666
15$43,237$23,356$545,429
16$45,046$21,547$500,384
17$46,930$19,663$453,454
18$48,893$17,700$404,562
19$50,938$15,655$353,624
20$53,068$13,524$300,555
21$55,288$11,305$245,267
22$57,601$8,992$187,666
23$60,010$6,583$127,656
24$62,520$4,072$65,136
25$65,136$1,457$0

At the end of your 5-year term

Total paid over the term
$332,964
Principal paid down
$132,434
Interest paid
$200,530
Balance remaining
$907,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,392− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,278

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SHAHID KHAWAJA REAL ESTATE INC.. MLS®/PropTx.

CallRequest a showing