75 Cynthia Road, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13541666

$959,000
For Sale
Listed 8 days ago
4Bedrooms
2Bathrooms
2Garage · 6 parking
700-1100Sq Ft

About this home

Tucked away in a quiet pocket of Rockcliffe-Smythe, this is one of those rare communities where people don't just move in - they put down roots. Surrounded by multi-million-dollar homes where owners have chosen to rebuild, renovate, and invest for the future, this neighbourhood reflects the long-term value, pride of ownership, and sense of community that make Toronto living so desirable.From the moment you arrive, this home offers a sense of privacy and ease. A private driveway and newly built detached double garage (2018) provide exceptional convenience, while the backyard extends the living space outdoors with a generous deck, concrete patio, and beautifully layered green space - perfect for entertaining, relaxing, and enjoying every season. Inside, this beautifully maintained 2+2 bedroom bungalow offers the flexibility today's buyers are looking for. The main level features a bright and inviting living space with a large bay window that fills the home with natural light, complemented by rich hardwood floors and a functional layout designed for everyday living. The lower level expands the possibilities with two additional bedrooms, a spacious recreation area, and a full kitchen - ideal for multi-generational living, extended family, a private guest space, or a flexible setup that adapts to your lifestyle. Beyond the home, the location truly shines. Nestled on a quiet cul-de-sac yet minutes from the upcoming Eglinton Crosstown LRT, this neighbourhood offers the perfect balance of peaceful residential living and city connectivity. Enjoy Scarlett Woods Golf Course, Humber River trails, parks, local amenities, and easy access to Downtown Toronto, major highways, and Pearson Airport. More than a home, this is an opportunity to become part of a neighbourhood that continues to grow in value and appeal - a place where you can settle in, make memories, and truly feel at home.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W13541666
Bedrooms
4 (2 + 2)
Bathrooms
2
Size
700-1100
Lot
40 × 129.16 ft
Cross streets
Scarlett Road & Eglinton Avenue West
Parking
2 garage · 6 parking (detached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,509 / 2025
Days on market
8
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Dining RoomMain3.34 × 3.11 m

combined w/living · hardwood floor · window

BedroomMain4.11 × 2.74 m

closet · hardwood floor · walk-out

KitchenMain4.71 × 2.86 m

b/i dishwasher · tile floor

KitchenBasement3.18 × 2.26 m
BedroomBasement3.89 × 2.05 m
RecreationBasement5.62 × 3.42 m
BedroomBasement3.89 × 3.46 m
BedroomMain4.29 × 2.83 m

b/i closet · hardwood floor

Living RoomMain4.52 × 3.73 m

crown moulding · hardwood floor · large window

Cold Room/CantinaBasement1.42 × 1.23 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$749Kest. value

Listed at $959,000, this home is tracking about 28% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.10M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $700K
  • Bedrooms +$30K
  • Adjusts to $730K

That comparable adjusts to $730K; the $749K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Roselands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Scarlett Rd at East Dr is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$642KGreat deal$959KOverpriced

Total price vs nearby homes. Fair value about $749K, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.25Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

627 Caledonia Road$775k41 Burnview Crescent$1.43M39 Heathview Avenue$1.55M

The 3 closest active listings nearby.

See all comparable homes
959kThis home775k1.43M1.55MThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $899K
$1,066this home / sqft
22active listings nearby
8days on market

This home lists 14% above the area average of $933/sqft.

7 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Scarlett Rd at East Dr, about 219 m away

20+ transit stops3 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Roselands Public School
50%
Roselands Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 50% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,371/mo
$182KIncome needed
5.3×Price ÷ income
$1,009Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,371Property tax $376Total carry $4,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,094per month

Mortgage amount $767,200 · 4.14% over 25 years

$191,800Down payment (20.0%)
$767,200Loan before insurance
$0CMHC premium
$4,470Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,094
Property tax
$376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,470

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,655
Toronto municipal land transfer tax
$15,655
Estimated closing costs
$31,310

Plus your down payment of $191,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,973/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,019Total interest paid
$1,228,219Total of all payments
Principal $767,200 Interest $461,019
YearPrincipalInterestBalance
1$17,973$31,156$749,227
2$18,725$30,404$730,503
3$19,508$29,621$710,995
4$20,324$28,805$690,671
5$21,174$27,955$669,497
6$22,060$27,069$647,437
7$22,982$26,146$624,455
8$23,944$25,185$600,511
9$24,945$24,184$575,566
10$25,989$23,140$549,577
11$27,076$22,053$522,502
12$28,208$20,921$494,294
13$29,388$19,741$464,906
14$30,617$18,511$434,288
15$31,898$17,231$402,390
16$33,232$15,896$369,158
17$34,622$14,506$334,535
18$36,071$13,058$298,465
19$37,579$11,549$260,886
20$39,151$9,978$221,734
21$40,789$8,340$180,945
22$42,495$6,634$138,450
23$44,272$4,856$94,178
24$46,124$3,004$48,054
25$48,054$1,075$0

At the end of your 5-year term

Total paid over the term
$245,644
Principal paid down
$97,703
Interest paid
$147,941
Balance remaining
$669,497

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,509− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,577

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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