20 Fleming Avenue, Brampton, ON

Downtown Brampton, Brampton · MLS® W13544060

$1,038,000
For Sale
Listed 8 days ago
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3Bedrooms
3Bathrooms
3Parking
2000-2500Sq Ft

About this home

Nestled at the end of a Cul de sac - Fantastic curb appeal and unique layout invites you to this well loved Home located on this Quiet Street & Neighbourhood. Backs Onto Walking Trails-Previous Railroad Tracks No Longer In Use. Built On A Premium Pie-Shaped Lot with Lots Of Natural Day Light enveloping this 2350 Sqft (as per MPAC) home. Open Concept Wide Living Room With Large Windows, Open Concept Updated Kitchen With Stainless Steel Appliances & Extended Tall Cabinets, Full Size Dining Area W/Out To Backyard new Deck with Garden Shed To Enjoy Those Gardening Summer Days And Long Summer Nights. Family Room With Cozy Fireplace For those long winter evenings. Hardwood Stairs Leads To generous size Bedrooms With Capacious Primary Bedroom and 4 Pcs Ensuite, Loft Space Can Be Used As Office. Finished Basement With Open Concept Rec Room, Full Washroom & Workshop. Quiet Street And Wonderful Neighbourhood To Raise Your Family Private Treed Backyard parking for 3 cars width wise NOT tandem. Walking Distance To Go Station, Gage Park And All The Amenities. New Deck 2024, Painted Primary bedroom, Second bedroom and upper washroom, New flooring on main living room, primary bedroom and second bedroom 2024, New Laminate flooring on a portion of the basement 2025.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13544060
Bedrooms
3
Bathrooms
3
Size
2000-2500
Lot
92.83 × 89.33 ft
Cross streets
Fleming and Elliot
Parking
3 parking
Driveway
Available, Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$6,430 / 2026
Days on market
8
Listing brokerage
ROYAL LEPAGE CREDIT VALLEY REAL ESTATE

Rooms

LaundryLower0.00 × 0.00 m

Broadloom

RecreationLower4.25 × 5.19 m

Laminate

Family RoomMain4.10 × 4.25 m

hardwood floor · fireplace · overlooks frontyard

Living RoomMain5.31 × 6.99 m

hardwood floor · overlooks frontyard · open concept

Dining RoomMain3.10 × 3.69 m

hardwood floor · w/o to deck · open concept

Bedroom 3Upper3.09 × 3.77 m

laminate · overlooks frontyard

LoftUpper3.09 × 3.77 m

Hardwood Floor

Primary BedroomUpper4.84 × 5.15 m

Slate Flooring

KitchenMain2.66 × 7.98 m

hardwood floor · stainless steel appl · granite counters

Bedroom 2Upper3.37 × 3.38 m

laminate · 5 pc ensuite

OtherLower5.53 × 3.97 m
WorkshopLower3.23 × 3.46 m

Concrete Floor

OfficeLower0.00 × 0.00 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.31Mest. value

Listed at $1,038,000, this home is tracking about 21% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $824K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Size difference +$282K
  • Adjusts to $1.08M

That comparable adjusts to $1.08M; the $1.31M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. McMurchy Ave s/of Jessie St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.04MGreat deal$1.35MOverpriced

Total price vs nearby homes. Fair value about $1.31M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Downtown Brampton · asking prices
$903kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

26 Craig Street$1.20M32 Craig Street$900k33 Mill Street$820k61 Chapel Street$799k123 Mill Street$800k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.04MThis home1.20M900k820k799k800kThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $818K
$461this home / sqft
6active listings nearby
8days on market

This home lists 18% below the area average of $562/sqft.

7 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: McMurchy Ave s/of Jessie St, about 107 m away

20+ transit stops4 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Brampton East
$816K
Fletcher's West
$969K
Credit Valley
$1.34M
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,731/mo
$201KIncome needed
5.2×Price ÷ income
$1,092Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,731Property tax $536Total carry $5,267

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,431per month

Mortgage amount $830,400 · 4.14% over 25 years

$207,600Down payment (20.0%)
$830,400Loan before insurance
$0CMHC premium
$4,967Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,431
Property tax
$536
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,967

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,235
Estimated closing costs
$17,235

Plus your down payment of $207,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$498,997Total interest paid
$1,329,397Total of all payments
Principal $830,400 Interest $498,997
YearPrincipalInterestBalance
1$19,453$33,722$810,947
2$20,267$32,909$790,679
3$21,115$32,061$769,565
4$21,998$31,178$747,567
5$22,918$30,258$724,648
6$23,877$29,299$700,772
7$24,876$28,300$675,896
8$25,916$27,260$649,980
9$27,000$26,176$622,980
10$28,129$25,046$594,850
11$29,306$23,870$565,544
12$30,532$22,644$535,012
13$31,809$21,367$503,203
14$33,140$20,036$470,064
15$34,526$18,650$435,538
16$35,970$17,206$399,568
17$37,474$15,701$362,094
18$39,042$14,134$323,052
19$40,675$12,501$282,377
20$42,376$10,799$240,000
21$44,149$9,027$195,851
22$45,996$7,180$149,856
23$47,920$5,256$101,936
24$49,924$3,252$52,012
25$52,012$1,164$0

At the end of your 5-year term

Total paid over the term
$265,879
Principal paid down
$105,752
Interest paid
$160,128
Balance remaining
$724,648

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $6,430− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,026

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CREDIT VALLEY REAL ESTATE. MLS®/PropTx.

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