514-4 Elsinore Path, Toronto, ON

New Toronto, Toronto · MLS® W13545096

$329,990
For Sale
Listed 8 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Welcome to The Wave at 4 Elsinore Path, where comfort, convenience and lakeside living come together in the heart of South Etobicoke. This bright and well-designed 1 Bedroom, 1 Bathroom condo offers an open-concept layout, perfect for entertaining, with the added convenience of a full-size in-suite laundry room providing extra storage and everyday functionality. Walkout to the Balcony, to enjoy your morning coffee, tea or just relax reading a book and the expansive unobstructed views and plentiful natural light enhance the home's bright and airy feel from morning to evening. The Wave is a well-maintained boutique-style condominium including a business centre, visitor parking, and secure entry. Ideally situated in the vibrant Lakeshore Village community, you're just minutes from Humber College's Lakeshore Campus, Lake Ontario, waterfront parks and trails, local cafés, restaurants, shopping, and everyday conveniences. Commuting is effortless with TTC transit at your doorstep, easy access to Mimico GO Station, the Gardiner Expressway, Highway 427, and the QEW, making travel throughout Toronto and the GTA a breeze. Whether you're a first-time buyer, investor, or downsizer, this is an excellent opportunity to enjoy an affordable lifestyle in one of Etobicoke's most desirable waterfront neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13545096
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Islington/Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$743/mo
Exposure
North
Property tax
$1,619 / 2026
Days on market
8
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

KitchenMain2.00 × 2.70 m

open concept · modern kitchen

Dining RoomMain4.40 × 3.00 m

combined w/dining · open concept

Living RoomMain4.40 × 3.00 m

combined w/dining · w/o to balcony · w/o to balcony

Primary BedroomMain3.00 × 3.10 m

closet · large closet · window

FoyerMain1.30 × 1.40 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$422Kest. value

Listed at $329,990, this home is about 22% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in New Toronto, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $290K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $439K
  • Adjusts to $439K

That comparable adjusts to $439K; the $422K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Garnett Janes Rd at Coin St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$330KGreat deal$485KOverpriced

Total price vs nearby homes. Fair value about $422K, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$438kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

602-8 Gladstone Avenue$399k505-58 Orchard View Boulevard$439k519-560 King Street$448k806-20 Olive Avenue$419k1020-320 Richmond Street$485k

The 5 closest of 8 active listings nearby.

See all comparable homes
330kThis home399k439k448k419k485kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $539K
$601this home / sqft
79active listings nearby
8days on market

This home lists 40% below the area average of $995/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Garnett Janes Rd at Coin St, about 81 m away

20+ transit stops1 grocery20+ dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Waterfront Communities C1
$672K
Waterfront Communities C8
$1.19M
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$1,504/mo
$79KIncome needed
4.2×Price ÷ income
$347Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $1,504Property tax $135Condo fee $743Total carry $2,382

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,409per month

Mortgage amount $263,992 · 4.14% over 25 years

$65,998Down payment (20.0%)
$263,992Loan before insurance
$0CMHC premium
$2,287Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,409
Property tax
$135
Condo / maintenance fees
$743
Heating
$0
Estimated monthly cost
$2,287

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,425
Toronto municipal land transfer tax
$3,425
Estimated closing costs
$6,850

Plus your down payment of $65,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,711/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$158,636Total interest paid
$422,628Total of all payments
Principal $263,992 Interest $158,636
YearPrincipalInterestBalance
1$6,184$10,721$257,808
2$6,443$10,462$251,364
3$6,713$10,192$244,652
4$6,993$9,912$237,658
5$7,286$9,619$230,373
6$7,591$9,314$222,782
7$7,908$8,997$214,874
8$8,239$8,666$206,635
9$8,584$8,322$198,051
10$8,943$7,962$189,109
11$9,317$7,588$179,792
12$9,706$7,199$170,085
13$10,112$6,793$159,973
14$10,535$6,370$149,438
15$10,976$5,929$138,462
16$11,435$5,470$127,026
17$11,913$4,992$115,113
18$12,412$4,493$102,701
19$12,931$3,974$89,770
20$13,472$3,433$76,298
21$14,035$2,870$62,263
22$14,622$2,283$47,641
23$15,234$1,671$32,406
24$15,871$1,034$16,535
25$16,535$370$0

At the end of your 5-year term

Total paid over the term
$84,526
Principal paid down
$33,619
Interest paid
$50,906
Balance remaining
$230,373

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $1,619− Condo fees $8,913− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,024

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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