426-2645 Jane Street, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13545106

$498,000
For Sale
Listed 8 days ago
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Beautiful and spacious 3-bedroom, 2-bathroom suite offering over 1,000 sq. ft. of bright, functional living space in a convenient North York location. This clean, carpet-free home features a sun-filled east exposure, large principal rooms, generous storage, a functional kitchen, and a private 2-piece ensuite in the primary bedroom. One parking space is included, with the rare opportunity to purchase two additional tandem parking spaces if desired - perfect for multi-car households or buyers looking for extra flexibility. Enjoy truly convenient, all-inclusive maintenance fees covering heat, hydro, central A/C, water, cable, internet, and parking. Residents also enjoy access to building amenities including an outdoor swimming pool, gym, and security system. Ideally located minutes from subway access, transit, schools, shopping plazas, and major commuter highways. A spacious and practical home in an incredibly convenient location - this one is a must-see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13545106
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Jane/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,041/mo
Exposure
East
Property tax
$1,268 / 2026
Days on market
8
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Main0.00 × 0.00 m

hardwood floor · window · closet

KitchenMain3.68 × 2.33 m

ceramic backsplash · stainless steel appl · breakfast bar

Living RoomMain5.47 × 3.30 m

hardwood floor · w/o to balcony · electric fireplace

Primary BedroomMain5.21 × 3.28 m

hardwood floor · large closet · 2 pc ensuite

Dining RoomMain3.33 × 2.44 m

hardwood floor · open concept

Bedroom 2Main4.75 × 2.68 m

hardwood floor · window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$675Kest. value

Listed at $498,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Glenfield-Jane Heights, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $316K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.11M
  • Adjusts to $1.11M

That comparable adjusts to $1.11M; the $675K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Jane St at Sheppard Ave West South Side is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$495KGreat deal$767KOverpriced

Total price vs nearby homes. Fair value about $675K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$542kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

907-1250 Bridletowne Circle$495k1109-100 Wingarden Court$450k511-225 Bamburgh Circle$549k403-5785 Yonge Street$600k406-90 Fisherville Road$618k

The 5 closest of 8 active listings nearby.

See all comparable homes
498kThis home495k450k549k600k618kThis home vs active comparables
Live market pulseActive comparables in Glenfield-Jane Heights · median list $448K
$453this home / sqft
5active listings nearby
8days on market

This home lists 22% below the area average of $579/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Jane St at Sheppard Ave West South Side, about 221 m away

20+ transit stops3 grocery20+ dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.39M
Mimico
$800K
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 28% meet the provincial standard

Affordability & Mortgage

Affordability
$2,270/mo
$112KIncome needed
4.4×Price ÷ income
$524Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,270Property tax $106Condo fee $1,041Total carry $3,416

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,126per month

Mortgage amount $398,400 · 4.14% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$3,273Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,126
Property tax
$106
Condo / maintenance fees
$1,041
Heating
$0
Estimated monthly cost
$3,273

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Toronto municipal land transfer tax
$6,435
Estimated closing costs
$12,870

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,403Total interest paid
$637,803Total of all payments
Principal $398,400 Interest $239,403
YearPrincipalInterestBalance
1$9,333$16,179$389,067
2$9,724$15,789$379,343
3$10,130$15,382$369,213
4$10,554$14,958$358,659
5$10,995$14,517$347,664
6$11,455$14,057$336,208
7$11,935$13,578$324,274
8$12,434$13,078$311,840
9$12,954$12,558$298,886
10$13,496$12,016$285,391
11$14,060$11,452$271,330
12$14,648$10,864$256,682
13$15,261$10,251$241,421
14$15,899$9,613$225,522
15$16,564$8,948$208,958
16$17,257$8,255$191,700
17$17,979$7,533$173,721
18$18,731$6,781$154,990
19$19,515$5,998$135,475
20$20,331$5,181$115,145
21$21,181$4,331$93,963
22$22,067$3,445$71,896
23$22,990$2,522$48,906
24$23,952$1,560$24,954
25$24,954$558$0

At the end of your 5-year term

Total paid over the term
$127,561
Principal paid down
$50,736
Interest paid
$76,824
Balance remaining
$347,664

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $1,268− Condo fees $12,486− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,958

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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