174 Victoria Street, Brampton, ON

Bram West, Brampton · MLS® W13545992

$1,497,500
For Sale
Listed 8 days ago
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4Bedrooms
2Bathrooms
2Garage · 14 parking
2000-2500Sq Ft

About this home

Approx 3 Spectacular Acres Overlooking the Credit River, Beside The Park, Right Off The 407! Two Houses On The Property! LOW PROPERTY TAXES, 2+1 Bed. Main House Open Concept, Cedar Floors, F/P (Wood Stove Insert), Walkout Enclosed Sunroom, Hi Efficiency Boiler, Sauna, Separate 1+1 Bedroom Coach House w/ Loft + Skylight, W/O Deck. Possibilities Are Endless.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13545992
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
2000-2500
Lot
131.17 × 939.91 ft
Cross streets
Churchville Rd & Church St
Parking
2 garage · 14 parking (detached)
Basement
Unfinished
Heating
Radiant
A/C
None
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,825 / 2025
Days on market
8
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

LoftThird3.40 × 3.20 m
KitchenMain5.20 × 5.85 m
KitchenMain3.12 × 3.12 m
BedroomUpper3.00 × 2.95 m
Bedroom 3Main3.70 × 3.50 m
Dining RoomMain2.98 × 2.98 m
Bedroom 2Upper2.95 × 2.80 m
Living RoomMain3.12 × 5.29 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.18Mest. value

Listed at $1,497,500, this home is tracking about 27% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $543K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Bathrooms −$30K
  • Adjusts to $970K

That comparable adjusts to $970K; the $1.18M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Steeles Ave W at Churchville Rd is about a 10-minute walk away.

List price
$970KGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.18M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Bram West · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

7736 Churchville Road$1.15M17 Mcnutt Street$1.50M7 Messina Avenue$1.20M14 Boundary Creek Path$1.50M4 Vineyard Drive$1.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.50MThis home1.15M1.50M1.20M1.50M1.30MThis home vs active comparables
Live market pulseActive comparables in Bram West · median list $1.44M
$666this home / sqft
21active listings nearby
8days on market

This home lists 14% above the area average of $583/sqft.

7 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bram West, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

43/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Steeles Ave W at Churchville Rd, about 828 m away

20+ transit stops1 grocery19 dining17 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Fletcher's West
$969K
Northwood Park
$999K
Credit Valley
$1.34M
Brampton East
$816K
Northwest Brampton
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,825/mo
$272KIncome needed
5.5×Price ÷ income
$1,575Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $6,825Property tax $319Total carry $7,144

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,393per month

Mortgage amount $1,198,000 · 4.14% over 25 years

$299,500Down payment (20.0%)
$1,198,000Loan before insurance
$0CMHC premium
$6,712Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,393
Property tax
$319
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,712

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,425
Estimated closing costs
$26,425

Plus your down payment of $299,500. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,765/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$719,892Total interest paid
$1,917,892Total of all payments
Principal $1,198,000 Interest $719,892
YearPrincipalInterestBalance
1$28,065$48,651$1,169,935
2$29,239$47,477$1,140,696
3$30,462$46,254$1,110,234
4$31,736$44,980$1,078,498
5$33,064$43,652$1,045,434
6$34,447$42,269$1,010,988
7$35,887$40,828$975,100
8$37,389$39,327$937,712
9$38,952$37,763$898,759
10$40,582$36,134$858,178
11$42,279$34,436$815,898
12$44,048$32,668$771,851
13$45,890$30,825$725,960
14$47,810$28,906$678,151
15$49,810$26,906$628,341
16$51,893$24,823$576,448
17$54,064$22,652$522,385
18$56,325$20,391$466,060
19$58,681$18,035$407,379
20$61,136$15,580$346,243
21$63,693$13,023$282,550
22$66,357$10,359$216,194
23$69,132$7,583$147,061
24$72,024$4,691$75,037
25$75,037$1,679$0

At the end of your 5-year term

Total paid over the term
$383,578
Principal paid down
$152,566
Interest paid
$231,013
Balance remaining
$1,045,434

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $3,825− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $39,631

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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