804-260 Scarlett Road, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13546124

$495,000
For Sale
Listed 8 days ago
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3Bedrooms
2Bathrooms
2Garage
1000-1199Sq Ft

About this home

Welcome to Resort-Style Urban Living at the prestigious Lambton Square Condominiums. Nestled along the winding banks of the historic Humber River, Lambton Square seamlessly blends outdoor adventure with urban accessibility. This sprawling 1,070-square-foot, 3-bedroom, 2-bathroom unit comes with one locker & 2 rare car parking spaces in tandem! (exclusive use of only 1 car parking space but the space is large enough to park 2 cars in tandem) and is In excellent turn-key condition! Just move right in or could easily rent in its current condition! Newer windows, furnace coils and thermostats with two separate controlled temperature zones! This large suite offers a rare combination of generous mid-rise proportions for a growing family, modern functionality, and breathtaking natural scenery - The walk-out balcony offers breathtaking unobstructed south & south east views stretching across the city skyline! Enjoy every morning sipping your hot coffee while viewing the beautiful sunrise! Lambton Square is renowned for its premium, resort-inspired amenities that make everyday living feel like a vacation. Take a dip in the pristine outdoor pool and sundeck, unwind in the sauna, or stay active in the fully equipped fitness centre. Enjoy easy access to TTC transit right at your doorstep with quick bus connections to Runnymede Station (Line 2) and easy access to major highways (400/401/427) and the Eglinton Crosstown LRT. Steps from the Humber River valley trails, the manicured lawns of James Gardens, and the fairways of the Scarlett Woods and Lambton Golf clubs. The all-inclusive maintenance fees includes electricity, gas, water, central air and a premium Rogers Ignite package including High-Speed Internet, Cable TV, Crave, HBO, and Sports channels!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13546124
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Scarlett Rd. and East Drive
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Maintenance
$1,161/mo
Exposure
South
Property tax
$2,458 / 2025
Days on market
8
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Dining RoomFlat3.84 × 3.10 m
OtherFlat2.21 × 5.49 m

balcony · south view

KitchenFlat4.32 × 2.29 m
Bedroom 2Flat3.38 × 2.77 m
LaundryFlat1.79 × 1.68 m
Primary BedroomFlat4.60 × 3.28 m
Living RoomFlat3.66 × 5.46 m
Bedroom 3Flat3.38 × 2.97 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$675Kest. value

Listed at $495,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $614K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.11M
  • Adjusts to $1.11M

That comparable adjusts to $1.11M; the $675K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Roselands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Scarlett Rd at East Dr is about a 2-minute walk away.

List price
$495KGreat deal$767KOverpriced

Total price vs nearby homes. Fair value about $675K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$542kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

907-1250 Bridletowne Circle$495k1109-100 Wingarden Court$450k511-225 Bamburgh Circle$549k403-5785 Yonge Street$600k406-90 Fisherville Road$618k

The 5 closest of 8 active listings nearby.

See all comparable homes
495kThis home495k450k549k600k618kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $629K
$450this home / sqft
73active listings nearby
8days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Scarlett Rd at East Dr, about 120 m away

20+ transit stops2 grocery17 dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Annex
$1.39M
Waterfront Communities C1
$694K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Roselands Public School
50%
Roselands Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 50% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,256/mo
$118KIncome needed
4.2×Price ÷ income
$521Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $2,256Property tax $205Condo fee $1,161Total carry $3,622

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,113per month

Mortgage amount $396,000 · 4.14% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$3,479Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,113
Property tax
$205
Condo / maintenance fees
$1,161
Heating
$0
Estimated monthly cost
$3,479

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,567/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,961Total interest paid
$633,961Total of all payments
Principal $396,000 Interest $237,961
YearPrincipalInterestBalance
1$9,277$16,082$386,723
2$9,665$15,693$377,058
3$10,069$15,289$366,989
4$10,490$14,868$356,499
5$10,929$14,429$345,569
6$11,386$13,972$334,183
7$11,863$13,496$322,320
8$12,359$13,000$309,962
9$12,876$12,483$297,086
10$13,414$11,944$283,671
11$13,975$11,383$269,696
12$14,560$10,798$255,136
13$15,169$10,189$239,967
14$15,804$9,555$224,163
15$16,465$8,894$207,699
16$17,153$8,205$190,545
17$17,871$7,488$172,675
18$18,618$6,740$154,056
19$19,397$5,961$134,659
20$20,208$5,150$114,451
21$21,054$4,305$93,397
22$21,934$3,424$71,463
23$22,852$2,507$48,611
24$23,808$1,551$24,804
25$24,804$555$0

At the end of your 5-year term

Total paid over the term
$126,792
Principal paid down
$50,431
Interest paid
$76,361
Balance remaining
$345,569

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $2,458− Condo fees $13,930− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,323

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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