269 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13547838

$899,999
For Sale
Listed 7 days ago
3Bedrooms
1Bathrooms
0Parking
700-1100Sq Ft

About this home

Rare Opportunity in Toronto's Desirable High Park Swansea. Welcome to 269 Windermere Avenue, a detached home, offered for the first time in years, this property is a blank canvas awaiting your vision. Situated on a desirable lot in a mature, tree-lined neighbourhood, this is your chance to invest in one of Toronto's most sought-after communities. Just minutes from the Iconic High Park, residents have access to over 400 acres of green space featuring walking and cycling trails, sports facilities, playgrounds, a zoo, beautiful gardens, and year-round community events. Spend weekends exploring nature, enjoying a picnic, or taking in the famous cherry blossoms each spring. Take in Bloor West Village, The Junction, and Roncesvalles Village and enjoy easy access to boutique shopping, cafés, restaurants, parks, recreation centres, highly rated schools, and everyday conveniences. Excellent TTC service, nearby subway stations, GO Transit, and quick access to major highways make commuting throughout the city effortless. A truly exceptional opportunity for renovators, builders, investors, or families looking to create a custom home in an outstanding location. Don't miss your chance to unlock the potential of this classic Toronto property.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13547838
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
700-1100
Lot
18 × 129.54 ft
Cross streets
S Kingsway/Morningside Ave
Parking
0 parking
Driveway
None
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Shingle , Wood
Foundation
Stone
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,839 / 2026
Days on market
7
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Bedroom 2Upper3.41 × 2.62 m

hardwood floor · window · closet

BedroomBasement3.26 × 2.47 m

window · closet · vinyl floor

Primary BedroomUpper3.38 × 4.36 m

hardwood floor · window · his and hers closets

Living RoomGround3.65 × 2.77 m

broadloom · combined w/dining · window

KitchenGround3.59 × 2.19 m

vinyl floor · window

Dining RoomGround3.35 × 3.44 m

broadloom · combined w/living · open concept

RecreationBasement7.31 × 3.96 m

unfinished · open concept

Moe’s TakeTeam Asgarian · Broker
In the wider range
$957Kest. value

Listed at $899,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.23M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bathrooms −$75K
  • Adjusts to $1.12M

That comparable adjusts to $1.12M; the $957K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Morningside Ave at Windermere Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$745KGreat deal$1.12MOverpriced

Total price vs nearby homes. Fair value about $957K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$962kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

27 Sunray Crescent$899k99 Foch Avenue$998k247 Gainsborough Road$989k

The 3 closest active listings nearby.

See all comparable homes
900kThis home899k998k989kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $2.30M
$1,000this home / sqft
11active listings nearby
7days on market

This home lists 15% below the area average of $1,173/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Morningside Ave at Windermere Ave, about 132 m away

20+ transit stops3 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$4,102/mo
$176KIncome needed
5.1×Price ÷ income
$947Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,102Property tax $487Total carry $4,588

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,999 · 4.14% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,329Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,329

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Toronto municipal land transfer tax
$14,475
Estimated closing costs
$28,950

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,667/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,656Total interest paid
$1,152,655Total of all payments
Principal $719,999 Interest $432,656
YearPrincipalInterestBalance
1$16,867$29,239$703,132
2$17,573$28,534$685,559
3$18,308$27,799$667,252
4$19,073$27,033$648,178
5$19,871$26,235$628,307
6$20,702$25,404$607,605
7$21,568$24,538$586,036
8$22,471$23,636$563,566
9$23,410$22,696$540,155
10$24,390$21,716$515,766
11$25,410$20,696$490,356
12$26,473$19,633$463,883
13$27,580$18,526$436,303
14$28,734$17,373$407,569
15$29,936$16,171$377,634
16$31,188$14,918$346,446
17$32,492$13,614$313,954
18$33,851$12,255$280,102
19$35,267$10,839$244,835
20$36,742$9,364$208,092
21$38,279$7,827$169,813
22$39,881$6,226$129,933
23$41,549$4,558$88,384
24$43,287$2,820$45,097
25$45,097$1,009$0

At the end of your 5-year term

Total paid over the term
$230,531
Principal paid down
$91,692
Interest paid
$138,839
Balance remaining
$628,307

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $5,839− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,247

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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