Basement-187 Geoffrey Street, Toronto, ON

High Park-Swansea, Toronto · MLS® W13548470

$1,650/mo
For Lease
Listed 12 days ago
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2Bedrooms
1Bathrooms
0Parking
700Sq Ft

About this home

Spectacular 1 bedroom + plus den basement apartment available in the heart of High Park. Spacious & Clean, this apartment is perfect for single professionals. Approximately 650 Sqft of living space, including an open Eat-In Kitchen. Access to a beautiful backyard! Shared Common Laundry Room. INCLUDES all utilities: Gas, Hydro & Water. Located within walking distance of Toronto's iconic High Park, this apartment offers the perfect blend of city energy and natural tranquility. Moments from Roncesvalles, Bloor West Village, and The Queensway with charming local shops, cozy cafes, restaurants, and everyday conveniences right at your doorstep. Commuting is effortless with excellent transit options nearby, including Keele and Dundas West subway stations, UP Express, as well as convenient streetcar and bus routes providing quick access to downtown Toronto and beyond. For drivers enjoy easy access to Lakeshore and Gardiner Expressway. A rare blend of character, charm, and outdoor space in an unbeatable location! No smoking and absolutely no pets permitted due to severe allergies. Book your showing today!

Key facts

Property type
Detached, 3-Storey
MLS®
W13548470
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700 sq ft
Cross streets
Parkside Dr / Geoffrey St
Parking
0 parking
Driveway
None
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
12
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Primary BedroomBasement3.04 × 3.04 m

window · closet · wood

DenBasement2.74 × 3.04 m

large window · closet · hardwood floor

Living RoomBasement2.74 × 3.50 m

window · wood

KitchenBasement2.13 × 3.96 m

eat-in kitchen · window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2,300/moest. value

Listed at $1,650/mo, this rental is about 28% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.

In High Park-Swansea lately, landlords have been getting about 99% of asking and homes lease in about 23 days.

There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.

Based on 63 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 63 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $2,500/mo
  • Bedrooms +$150/mo
  • Adjusts to $2,650/mo

That comparable adjusts to $2,650/mo; the $2,300/mo estimate above is the median of all 63 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$1,650/moBelow market$2,750/moAbove market

Total price vs nearby homes. Fair value about $2,300/mo, median of 63 comparables.

Comparable listingsCurrently listed nearby · asking prices
$2,400avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4-263 Boston Avenue$2,1004-266 Indian Grove$1,65050 Rotherham Avenue$2,0005-148 Glenlake Avenue$3,000Main-278 Campbell Avenue$3,250

The 5 closest active listings nearby.

See all comparable homes
1,650This home2,1001,6502,0003,0003,250This home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $2K
7active listings nearby
12days on market
100leased nearby · 90 days
$3Kmedian leased price
99%of asking, on average

11 days longer than the Toronto average (1 days).

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$2K
Briar Hill-Belgravia
$3K
Downsview-Roding-CFB
$3K
Willowdale West
$11K
Bayview Village
$3K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$8/mo
$4KIncome needed
0.4×Price ÷ income
$2Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $8Property tax $1Total carry $9

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7per month

Mortgage amount $1,320 · 4.14% over 25 years

$330Down payment (20.0%)
$1,320Loan before insurance
$0CMHC premium
$8Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7
Property tax
$1
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8
Toronto municipal land transfer tax
$8
Estimated closing costs
$17

Plus your down payment of $330. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793Total interest paid
$2,113Total of all payments
Principal $1,320 Interest $793
YearPrincipalInterestBalance
1$31$54$1,289
2$32$52$1,257
3$34$51$1,223
4$35$50$1,188
5$36$48$1,152
6$38$47$1,114
7$40$45$1,074
8$41$43$1,033
9$43$42$990
10$45$40$946
11$47$38$899
12$49$36$850
13$51$34$800
14$53$32$747
15$55$30$692
16$57$27$635
17$60$25$576
18$62$22$514
19$65$20$449
20$67$17$382
21$70$14$311
22$73$11$238
23$76$8$162
24$79$5$83
25$83$2$0

At the end of your 5-year term

Total paid over the term
$423
Principal paid down
$168
Interest paid
$255
Balance remaining
$1,152

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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