77 Ruby Lang Lane, Toronto, ON

Mimico, Toronto · MLS® W13548534

$1,138,800
For Sale
Listed 7 days ago
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4Bedrooms
3Bathrooms
2Garage
1500-2000Sq Ft

About this home

Welcome To 77 Ruby Lang Lane - A Mesmerizing Freehold Townhouse In The Heart Of Mimico. A Private, Highly Sought-After Residence, Ideally Positioned Within The Complex Offering Peace, Privacy And An Exceptional Living Experience. This Beautifully Upgraded Home Showcases A Thoughtfully Designed Layout With Modern, Elegant Finishes Throughout.Enjoy A Bright And Airy Second Floor Living Space Featuring Wide, Unobstructed Westerly Views - Perfect For Taking In Breathtaking Sunsets Each Evening. The Home Is Enhanced With Premium Upgrades Including Hardwood Flooring, California Shutters, Pot Lights, Dimmers, An Undermount Sink, And More, Creating A Refined And Sophisticated Atmosphere.Ideally Located With Seamless Access To TTC, Islington Subway Station, The Gardiner Expressway, And Major Highways, Offering Ultimate Convenience For Commuting And City Living. A Rare Opportunity To Own A Turnkey Home In One Of Toronto's Most Desirable Lakeside Communities.

Key facts

Property type
Townhouse, 3-Storey
MLS®
W13548534
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
14.01 × 60.43 ft
Cross streets
Islington / Evans
Parking
2 garage (attached)
Driveway
Private
Basement
Other
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$5,693 / 2025
Days on market
7
Listing brokerage
ENGEL & VOLKERS TORONTO CITY

Rooms

BathroomThird3.96 × 3.40 m

5 pc bath · ceramic floor

Primary BedroomUpper7.01 × 4.01 m

w/o to balcony · east view · 5 pc ensuite

Bedroom 3Second4.01 × 3.18 m

east view · closet

OtherThird4.01 × 1.52 m

b/i closet · track lighting

KitchenMain4.37 × 4.01 m

w/o to deck · centre island · granite counters

Dining RoomMain4.11 × 3.02 m

hardwood floor · crown moulding · open concept

LaundrySecond2.11 × 1.66 m

b/i shelves · ceramic floor

StudyGround2.72 × 2.69 m

west view · w/o to garage

Living RoomMain4.01 × 3.58 m

hardwood floor · crown moulding · open concept

Bedroom 2Second4.01 × 3.96 m

west view · closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.20Mest. value

Listed at $1,138,800, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.20M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.20M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is George R Gauld Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Evans Ave at Garroch Pl is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.10MGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $1.20M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Mimico · asking prices
$1.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

C-839 Oxford Street$1.10M62 Cormier Heights$1.20M21 Ruby Lang Lane$1.20M71 Cormier Heights$1.23M

The 4 closest active listings nearby.

See all comparable homes
1.14MThis home1.10M1.20M1.20M1.23MThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $1.20M
$651this home / sqft
5active listings nearby
7days on market

This home lists 1% above the area average of $646/sqft.

2 days faster than the Toronto average (9 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Evans Ave at Garroch Pl, about 132 m away

20+ transit stops3 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Roncesvalles
$999K
Trinity-Bellwoods
$1.12M
Moss Park
$1.27M
Cabbagetown-South St. James Town
$1.71M
Downsview-Roding-CFB
$805K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George R Gauld Junior School
73%
George R Gauld Junior SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$5,190/mo
$216KIncome needed
5.3×Price ÷ income
$1,198Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,190Property tax $474Total carry $5,665

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,862per month

Mortgage amount $911,040 · 4.14% over 25 years

$227,760Down payment (20.0%)
$911,040Loan before insurance
$0CMHC premium
$5,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,862
Property tax
$474
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,251
Toronto municipal land transfer tax
$19,251
Estimated closing costs
$38,502

Plus your down payment of $227,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,905/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$547,454Total interest paid
$1,458,494Total of all payments
Principal $911,040 Interest $547,454
YearPrincipalInterestBalance
1$21,343$36,997$889,697
2$22,235$36,105$867,462
3$23,165$35,174$844,297
4$24,134$34,205$820,163
5$25,144$33,196$795,019
6$26,196$32,144$768,823
7$27,291$31,049$741,532
8$28,433$29,907$713,099
9$29,622$28,718$683,477
10$30,861$27,479$652,616
11$32,152$26,188$620,464
12$33,497$24,843$586,967
13$34,898$23,442$552,069
14$36,358$21,982$515,711
15$37,879$20,461$477,833
16$39,463$18,877$438,370
17$41,114$17,226$397,256
18$42,833$15,506$354,423
19$44,625$13,715$309,798
20$46,492$11,848$263,307
21$48,436$9,904$214,870
22$50,462$7,878$164,408
23$52,573$5,767$111,835
24$54,772$3,568$57,063
25$57,063$1,277$0

At the end of your 5-year term

Total paid over the term
$291,699
Principal paid down
$116,021
Interest paid
$175,678
Balance remaining
$795,019

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,693− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,549

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS TORONTO CITY. MLS®/PropTx.

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