475 Vanguard Crescent, Oakville, ON
West, Oakville · MLS® W13549276
About this home
Tucked away on a quiet crescent in sought-after Southwest Oakville, this beautifully maintained 3+1 bedroom, 4-level backsplit offers the perfect blend of comfort, space, and location. Thoughtful interior details include elegant crown mouldings and a welcoming family room with a cozy fireplace. The bright kitchen and dining area feature a walkout to a private deck with built-in planters, overlooking a fully fenced backyard framed by mature trees - an ideal setting for relaxing or entertaining. Recent updates include a new roof and furnace (2020), floors and stairs (2021), while the interlocking walkway enhances the home's curb appeal. Families will appreciate the exceptional location, just steps from Queen Elizabeth Park Community & Cultural Centre, Bronte Tennis Club, St. Dominic Catholic School, and Gladys Speers Public School. Enjoy an active lifestyle with nearby trails leading to Bronte Village, the waterfront, marina, parks, shopping, and dining. Commuters will love the easy access to major highways and the GO Station. A fantastic opportunity to own in one of Oakville's most established and family-friendly neighbourhoods.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- W13549276
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 53.4 × 120 ft
- Cross streets
- Bridge and Vanguard
- Parking
- 2 garage · 5 parking (attached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,734 / 2025
- Days on market
- 7
- Listing brokerage
- Keller Williams Edge Realty
Rooms
Walk-Out
eat-in kitchen · tile floor · backsplash
Vinyl Floor
Listed at $1,129,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 81 similar homes nearby, adjusted for size, beds, and baths.Median of 81 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.41M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.35M
- Bedrooms −$30K
- Adjusts to $1.32M
That comparable adjusts to $1.32M; the $1.25M estimate above is the median of all 81 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bridge Rd + Wyandotte Dr is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.25M, median of 81 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 14% below the area average of $1,009/sqft.
2 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Bridge Rd + Wyandotte Dr, about 89 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $903,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,824
- Property tax
- $478
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,301
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,073
- Estimated closing costs
- $19,073
Plus your down payment of $225,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $289,419
- Principal paid down
- $115,114
- Interest paid
- $174,305
- Balance remaining
- $788,806
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Edge Realty. MLS®/PropTx.