1012-270 Dufferin Street, Toronto, ON
South Parkdale, Toronto · MLS® W13549874
About this home
Your First Home Starts Here. Suite 1012 at XO Condos offers the perfect balance of thoughtful design, exceptional location and everyday convenience, creating an ideal opportunity for first-time buyers, professionals and investors. Inside, you'll find a bright, efficiently planned one-bedroom plus den layout that's been freshly painted, allowing you to move in and immediately feel at home. The versatile den easily adapts to the way you live, whether you're working remotely or creating a dedicated study space. Outside your front door, Toronto unfolds in every direction. Walk to Liberty Village for brunch, Queen West for shopping, Parkdale for local cafés or hop on the King streetcar just steps away for a quick commute downtown. Few locations offer this level of connectivity while still feeling distinctly residential. Combined with XO's outstanding collection of resident amenities including a fitness centre, yoga studio, co-working lounge, media room, concierge and beautifully designed outdoor terraces, this home delivers the lifestyle today's buyers are looking for. Whether it's your first purchase or your next investment, Suite 1012 represents an opportunity to own in one of Toronto's most exciting neighbourhoods.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13549874
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- King St West and Dufferin St
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Maintenance
- $458/mo
- Exposure
- West
- Property tax
- $2,824 / 2026
- Days on market
- 7
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
modern kitchen · b/i appliances · laminate
laminate · w/o to balcony · combined w/kitchen
laminate · large closet · sliding doors
laminate · large closet · sliding doors
open concept · laminate · separate room
sliding doors · laminate · 3 pc bath
Listed at $525,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $580K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $510K
- Adjusts to $510K
That comparable adjusts to $510K; the $550K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Parkdale Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. King St West at Dufferin St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $550K, median of 11 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $984/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
South Parkdale, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: King St West at Dufferin St, about 12 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $420,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,241
- Property tax
- $235
- Condo / maintenance fees
- $458
- Heating
- $0
- Estimated monthly cost
- $2,935
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,975
- Toronto municipal land transfer tax
- $6,975
- Estimated closing costs
- $13,950
Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $134,477
- Principal paid down
- $53,487
- Interest paid
- $80,989
- Balance remaining
- $366,513
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.