2098 Wildfel Way, Oakville, ON

Bronte Creek, Oakville · MLS® W13550124

$1,749,000
For Sale
Listed 7 days ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

Prestigious Bronte Creek! Exceptional Monarch-built executive home offering approximately 4,356 sq. ft. of finished living space in one of Oakville's most sought-after family communities. This beautiful home features a bright open-concept layout with 9-ft ceilings, hardwood flooring throughout the main and second levels, elegant separate living and dining rooms, and a spacious family room with a cozy gas fireplace and walkout to a finished stone patio and private backyard.The kitchen is designed for both everyday living and entertaining, showcasing maple cabinetry, granite countertops, backsplash, breakfast bar, and stainless steel appliances. A versatile main-floor den, full 3-piece bathroom, and convenient layout provide flexibility for guests or multi-generational living.Upstairs, the primary retreat offers a huge walk-in closet and a 5-piece ensuite, while the upper-level laundry room adds everyday convenience.The fully finished basement expands the living space with a large recreation room featuring a fireplace, kitchenette with sink, cabinets and microwave, a spacious fifth bedroom, and a full 3-piece bathroom-ideal for extended family, guests, or entertaining.Located within walking distance to some of Oakville's top-rated schools, including St. Mary Catholic School, Palermo Public School, Garth Webb Secondary School, St. Ignatius of Loyola Catholic Secondary School, and St. Bernadette Catholic Elementary School. Minutes to Oakville Trafalgar Memorial Hospital, Bronte GO Station, parks, trails, shopping, and major highways (QEW, 403 & 407). Conveniently located approximately 45 minutes to Downtown Toronto, 20 minutes to Mississauga and Hamilton, and 10 minutes to Milton and Burlington.A rare opportunity to own an exceptional family home in one of Oakville's premier neighbourhoods

Key facts

Property type
Detached, 2-Storey
MLS®
W13550124
Bedrooms
5 (4 + 1)
Bathrooms
4
Size
3000-3500
Lot
49.48 × 100 ft
Cross streets
Stocksbridge Ave./Wildfel way
Parking
2 garage · 4 parking (detached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,705 / 2025
Days on market
7
Listing brokerage
CENTURY 21 MILLER REAL ESTATE LTD.

Rooms

Family RoomMain4.93 × 4.79 m

gas fireplace · overlooks backyard · hardwood floor

DenMain2.99 × 3.03 m

overlooks backyard · french doors · hardwood floor

Bedroom 4Second3.75 × 3.80 m
RecreationBasement4.93 × 8.39 m

gas fireplace · broadloom

Dining RoomMain3.43 × 3.74 m

open concept · large window

Exercise RoomBasement4.62 × 5.94 m
Bedroom 5Basement3.59 × 3.29 m
BreakfastMain2.89 × 3.74 m

sliding doors · overlooks backyard · hardwood floor

KitchenMain4.11 × 3.74 m

stainless steel appl · granite counters · combined w/br

Bedroom 3Second3.70 × 5.94 m

Hardwood Floor

OtherSecond2.93 × 3.02 m

Walk-In Closet(s)

LaundrySecond1.86 × 2.55 m
Bedroom 2Second3.82 × 3.68 m

hardwood floor · large closet · large window

Living RoomMain3.71 × 3.74 m

large window · hardwood floor · coffered ceiling(s)

Primary BedroomSecond4.93 × 5.37 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.37Mest. value

Listed at $1,749,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.76M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.81M

That comparable adjusts to $1.81M; the $2.37M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Colonel William Pkwy + Dewsbury Dr is about a 6-minute walk away.

List price
$1.75MGreat deal$2.86MOverpriced

Total price vs nearby homes. Fair value about $2.37M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.83Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2252 Foxfield Road$1.65M2190 Kingsridge Drive$1.63M1171 Fairmeadow Trail$1.95M1291 Windrush Drive$1.99M2067 Helmsley Avenue$1.95M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.75MThis home1.65M1.63M1.95M1.99M1.95MThis home vs active comparables
Live market pulseActive comparables in Bronte Creek · median list $2.48M
$538this home / sqft
10active listings nearby
7days on market

This home lists 18% below the area average of $656/sqft.

2 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

35/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Colonel William Pkwy + Dewsbury Dr, about 506 m away

20+ transit stops3 dining6 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westmount
$1.66M
Glen Abbey
$1.98M
West Oak Trails
$1.48M
West
$1.86M
Bronte
$1.82M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,971/mo
$330KIncome needed
5.3×Price ÷ income
$1,840Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,971Property tax $725Total carry $8,697

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,467per month

Mortgage amount $1,399,200 · 4.14% over 25 years

$349,800Down payment (20.0%)
$1,399,200Loan before insurance
$0CMHC premium
$8,192Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,467
Property tax
$725
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,192

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,455
Estimated closing costs
$31,455

Plus your down payment of $349,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$840,795Total interest paid
$2,239,995Total of all payments
Principal $1,399,200 Interest $840,795
YearPrincipalInterestBalance
1$32,778$56,821$1,366,422
2$34,149$55,450$1,332,272
3$35,578$54,022$1,296,694
4$37,066$52,534$1,259,628
5$38,617$50,983$1,221,012
6$40,232$49,368$1,180,780
7$41,915$47,685$1,138,865
8$43,668$45,932$1,095,197
9$45,494$44,105$1,049,703
10$47,397$42,202$1,002,306
11$49,380$40,220$952,926
12$51,445$38,154$901,480
13$53,597$36,003$847,883
14$55,839$33,761$792,044
15$58,175$31,425$733,869
16$60,608$28,992$673,261
17$63,143$26,456$610,117
18$65,785$23,815$544,333
19$68,536$21,064$475,796
20$71,403$18,197$404,393
21$74,390$15,210$330,004
22$77,501$12,099$252,503
23$80,743$8,857$171,759
24$84,120$5,479$87,639
25$87,639$1,961$0

At the end of your 5-year term

Total paid over the term
$447,999
Principal paid down
$178,188
Interest paid
$269,811
Balance remaining
$1,221,012

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $8,705− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,179

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLER REAL ESTATE LTD.. MLS®/PropTx.

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