78 Panorama Crescent, Brampton, ON

Northgate, Brampton · MLS® W13550784

$949,900
For Sale
Listed 7 days ago
5Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Welcome To 78 Panorama Cres! A Rare Opportunity To Own A Spacious 5 Level Backsplit In Brampton's Prestigious And Highly Sought After Professor's Lake Community. This Fully Detached Solid Brick 4 Bedroom, 3 Bathroom Home With A Double Car Garage And Finished Basement Sits On A Premium Corner Lot And Offers Incredible Space, Functionality, And Curb Appeal. Enjoy The Perfect Blend Of Serenity And Convenience Just Steps To Scenic Professor's Lake, A Short Drive To Brampton Civic Hospital, Bramalea City Centre, Bramalea GO Station, Major Highways, Schools, Parks, Churches, Temples, And Everyday Amenities. This Beautifully Maintained Home Offers Resort Style Living Only 200 Meters From The Lake. Featuring Separate Living, Dining, And Family Rooms, This Home Is Perfect For Large Families And Entertaining Guests. The Bright Upper Level Offers 3 Spacious Bedrooms And 2 Bathrooms, While The Level Near The Family Room Features An Additional Bedroom And Full Bathroom Ideal For Extended Family, Guests, Or A Home Office Setup. The Cozy Family Room Includes A Fireplace And Walk Out To A Private Backyard Perfect For Summer BBQs, Outdoor Gatherings, And Gardening Enthusiasts Looking To Grow Their Own Vegetables. The Open Concept Basement With Separate Side Entrance Features A Full Kitchen, Plenty Of Storage, And Excellent Potential For An In Law Suite Or Future Rental Opportunity. Just A Short Walk To Professor's Lake Where You Can Enjoy Swimming, Canoeing, Walking Trails, And Beautiful Natural Surroundings, This Move In Ready Home Is Truly A Rare Find. Come And Fall In Love With This Beauty.

Key facts

Property type
Detached, Backsplit 5
MLS®
W13550784
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
2000-2500
Lot
57.67 × 115 ft
Cross streets
Bovaird Dr E/ Bramalea Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,468 / 2025
Days on market
7
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.22Mest. value

Listed at $949,900, this home is tracking about 22% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 22 similar homes nearby, adjusted for size, beds, and baths.Median of 22 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.20M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.09M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.22M estimate above is the median of all 22 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Bovaird Dr w/of Professor's Lake Pkwy is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$950KGreat deal$1.35MOverpriced

Total price vs nearby homes. Fair value about $1.22M, median of 22 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Northgate · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

18 Trillium Court$1.18M18 Jill Crescent$974k53 Geneva Crescent$920k100 Princeton Terrace$1.14M34 Granby Court$1.09M

The 5 closest of 8 active listings nearby.

See all comparable homes
950kThis home1.18M974k920k1.14M1.09MThis home vs active comparables
Live market pulseActive comparables in Northgate · median list $898K
$422this home / sqft
22active listings nearby
7days on market

This home lists 25% below the area average of $559/sqft.

6 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Northgate, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bovaird Dr w/of Professor's Lake Pkwy, about 188 m away

20+ transit stops3 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sandringham-Wellington
$1.07M
Central Park
$840K
Southgate
$799K
Bram East
$1.34M
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,329/mo
$189KIncome needed
5.0×Price ÷ income
$999Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $4,329Property tax $622Total carry $4,952

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,055per month

Mortgage amount $759,920 · 4.14% over 25 years

$189,980Down payment (20.0%)
$759,920Loan before insurance
$0CMHC premium
$4,678Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,055
Property tax
$622
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,678

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,473
Estimated closing costs
$15,473

Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,925/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,645Total interest paid
$1,216,565Total of all payments
Principal $759,920 Interest $456,645
YearPrincipalInterestBalance
1$17,802$30,860$742,118
2$18,547$30,116$723,571
3$19,323$29,340$704,248
4$20,131$28,532$684,117
5$20,973$27,690$663,144
6$21,850$26,812$641,294
7$22,764$25,898$618,529
8$23,716$24,946$594,813
9$24,708$23,954$570,105
10$25,742$22,921$544,363
11$26,819$21,844$517,544
12$27,941$20,722$489,603
13$29,109$19,553$460,494
14$30,327$18,336$430,167
15$31,595$17,067$398,572
16$32,917$15,746$365,655
17$34,294$14,369$331,361
18$35,728$12,934$295,633
19$37,223$11,440$258,410
20$38,780$9,883$219,630
21$40,402$8,261$179,228
22$42,092$6,571$137,137
23$43,852$4,810$93,284
24$45,687$2,976$47,598
25$47,598$1,065$0

At the end of your 5-year term

Total paid over the term
$243,313
Principal paid down
$96,776
Interest paid
$146,537
Balance remaining
$663,144

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $7,468− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,988

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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