3409 Liptay Avenue, Oakville, ON
Bronte Creek, Oakville · MLS® W13551326
About this home
Stunning!! Rarely available this beautiful BUNGALOW WITH LOFT has over $225K in recent upgrades! Refinished Maple hardwood flooring throughout, wood staircase with wrought iron spindles (2023), Kitchen renovated with quartz counters, backsplash and redesigned cabinet doors (2023). All 3 above grade full bathrooms recently renovated bathrooms with quality workmanship in 2025, basement bath updated 2023. Foyer tiles 2025.Gorgeous open concept layout sundrenched with natural light. 2 Storey Ceilings! California Shutters throughout (2023). Situated on a large private irregular quiet corner lot with lovely landscaping, and plenty of side yard for a pool! Newly paved rear patio and front driveway and walkway 2025! Fully finished basement with 2nd kitchen or bar, rec room with electric fireplace, games area, 2 bedrooms, den & 3 piece bath! Excellent for extended family or income potential! Located in demanding Bronte Creek neighbourhood near walking trails, Bronte Park, walk to schools and minutes to highways 407 & QEW/403! Will not disappoint!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13551326
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 4
- Size
- 3000-3500
- Lot
- 93.27 × 100.24 ft
- Cross streets
- Colonel William Parkway/Richview
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,500 / 2025
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE REALTY PLUS OAKVILLE
Rooms
hardwood floor · 5 pc ensuite · walk-in closet(s)
hardwood floor · separate room · vaulted ceiling(s)
Laminate
laminate · breakfast bar
laminate · electric fireplace · open concept
Laminate
hardwood floor · large closet · semi ensuite
hardwood floor · his and hers closets · semi ensuite
renovated · stainless steel appl · breakfast bar
Laminate
hardwood floor · gas fireplace · vaulted ceiling(s)
hardwood floor · w/o to patio
hardwood floor · open concept
laminate · open concept
Listed at $1,799,999, this home is tracking about 13% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.26M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.75M
- Adjusts to $1.75M
That comparable adjusts to $1.75M; the $2.07M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Colonel William Pkwy + Liptay Ave is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $2.07M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 16% below the area average of $660/sqft.
2 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Colonel William Pkwy + Liptay Ave, about 269 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,439,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,684
- Property tax
- $875
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,559
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,475
- Estimated closing costs
- $32,475
Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $461,062
- Principal paid down
- $183,384
- Interest paid
- $277,678
- Balance remaining
- $1,256,615
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS OAKVILLE. MLS®/PropTx.