3455 Liptay Avenue, Oakville, ON

Bronte Creek, Oakville · MLS® W13552036

$2,499,999
For Sale
Listed 7 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Nestled On A Premium Lot Backing Onto A Mature Forest In Sought-After Bronte Creek, This Exceptional 4 Bedroom Home Offers An Ideal Blend Of Space, Comfort And Outdoor Living. An Extra Large Living Room And Expansive Windows Capture Amazing Natural Forest Views, Filling The Home With Natural Light And Creating A Peaceful Backdrop Throughout. The Private Backyard Is An Entertainer's Dream, Featuring An Expansive Stone Patio, Built-In Bar, Separate Built-In BBQ, Fire Pit, And Multiple Seating Areas Overlooking The Tranquil Forest Setting.

Key facts

Property type
Detached, 2-Storey
MLS®
W13552036
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
57.19 × 108.88 ft
Cross streets
Colonel William Pkwy & Dundas
Parking
2 garage · 4 parking (attached)
Driveway
Private, Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,800 / 2025
Days on market
7
Listing brokerage
GRACE CANADA REALTY INC.

Rooms

Primary BedroomSecond5.75 × 4.27 m

Hardwood Floor

Living RoomMain7.77 × 3.70 m

Hardwood Floor

Bedroom 3Second3.35 × 3.66 m

Hardwood Floor

KitchenMain5.59 × 5.59 m

B/I Appliances

LaundrySecond0.00 × 0.00 m
Bedroom 2Second3.66 × 4.19 m

Hardwood Floor

Bedroom 4Second3.66 × 3.66 m

Hardwood Floor

Family RoomMain5.79 × 4.27 m

Hardwood Floor

Dining RoomMain3.96 × 3.66 m

hardwood floor · coffered ceiling(s)

Moe’s TakeTeam Asgarian · Broker
In line
$2.41Mest. value

Listed at $2,499,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.75M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.80M
  • Bedrooms −$30K
  • Adjusts to $2.77M

That comparable adjusts to $2.77M; the $2.41M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Colonel William Pkwy + Liptay Ave is about a 2-minute walk away.

List price
$2.30MGreat deal$2.77MOverpriced

Total price vs nearby homes. Fair value about $2.41M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$3.86Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2411 Saw Whet Boulevard$2.30M45 Shorewood Place$4.89M146 Third Line$4.40M

The 3 closest active listings nearby.

See all comparable homes
2.50MThis home2.30M4.89M4.40MThis home vs active comparables
Live market pulseActive comparables in Bronte Creek · median list $2.48M
$588this home / sqft
6active listings nearby
7days on market

This home lists 6% below the area average of $624/sqft.

2 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

43/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Colonel William Pkwy + Liptay Ave, about 170 m away

20+ transit stops7 dining6 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westmount
$1.66M
West Oak Trails
$1.48M
Glen Abbey
$1.98M
West
$1.86M
Bronte
$1.82M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,394/mo
$468KIncome needed
5.3×Price ÷ income
$2,629Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,394Property tax $983Total carry $12,377

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,673per month

Mortgage amount $1,999,999 · 4.14% over 25 years

$500,000Down payment (20.0%)
$1,999,999Loan before insurance
$0CMHC premium
$11,656Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,673
Property tax
$983
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,656

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,975
Estimated closing costs
$48,975

Plus your down payment of $500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,963/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,201,822Total interest paid
$3,201,821Total of all payments
Principal $1,999,999 Interest $1,201,822
YearPrincipalInterestBalance
1$46,853$81,220$1,953,146
2$48,813$79,260$1,904,333
3$50,855$77,218$1,853,479
4$52,982$75,091$1,800,497
5$55,198$72,875$1,745,299
6$57,507$70,566$1,687,792
7$59,912$68,161$1,627,880
8$62,418$65,655$1,565,462
9$65,029$63,044$1,500,432
10$67,749$60,324$1,432,683
11$70,583$57,490$1,362,100
12$73,535$54,537$1,288,565
13$76,611$51,462$1,211,953
14$79,816$48,257$1,132,138
15$83,154$44,918$1,048,983
16$86,633$41,440$962,350
17$90,256$37,816$872,094
18$94,032$34,041$778,062
19$97,965$30,108$680,098
20$102,063$26,010$578,035
21$106,332$21,741$471,703
22$110,779$17,293$360,924
23$115,413$12,660$245,511
24$120,241$7,832$125,270
25$125,270$2,803$0

At the end of your 5-year term

Total paid over the term
$640,364
Principal paid down
$254,700
Interest paid
$385,664
Balance remaining
$1,745,299

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $11,800− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,298

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GRACE CANADA REALTY INC.. MLS®/PropTx.

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