9 Downing Street, Toronto, ON
Islington-City Centre West, Toronto · MLS® W13553028
About this home
**PRIME BUILDING LOT** Whether you're a family ready to design the exact home you've always pictured, or a builder looking for a standout lot in an area primed for continued growth and investment, this property offers an exceptional established street, a beautifully treed lot, a neighbourhood defined by pride of ownership, creative landscaping and a location transformed by recent public infrastructure and neighbourhood investments. Public transit, parks, civic amenities, and shopping all within easy reach. This is your opportunity to design and build a true custom dream home, on a street your family will be proud to call home for generations to come. Walk this street on any given evening and you'll understand immediately why families put down roots here and stay for decades. It's the kind of block where kids still ride bikes after dinner, where neighbours know each other by name, and where the pace of life feels much calmer than the city just beyond it. The lot itself sits generously treed, offering both privacy and a strong natural backdrop for whatever architectural vision you bring to it. Whether a modern glass and timber build that plays off the surrounding greenery, a classic centre hall Georgian with deep set windows and a wraparound porch, or something contemporary, the setting adds decades of natural growth to your vision.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13553028
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100
- Lot
- 50.07 × 200.27 ft
- Cross streets
- Bloor & Shaver
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Full
- Heating
- Other
- A/C
- Other
- Exterior
- Brick
- Foundation
- Block, Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,985 / 2026
- Days on market
- 6
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Listed at $1,399,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.64M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.16M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.11M
That comparable adjusts to $1.11M; the $1.53M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Dundas St West at Wilmar Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.53M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 2% below the area average of $1,580/sqft.
5 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Islington-City Centre West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dundas St West at Wilmar Rd, about 265 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,972
- Property tax
- $499
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,471
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Toronto municipal land transfer tax
- $24,455
- Estimated closing costs
- $48,910
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,348
- Principal paid down
- $142,530
- Interest paid
- $215,818
- Balance remaining
- $976,670
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.