73 Talent Crescent, Toronto, ON

Humbermede, Toronto · MLS® W13556134

$699,000
For Sale
Listed 4 days ago
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3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Located in the heart of North York's Humbermede community, this semi-detached home offers 3 bedrooms, 2 bathrooms, and functional layout. This property offers an excellent opportunity for buyers looking to build equity through renovations and updates. Just steps to the scenic Humber River trails, perfect for walking and cycling. Enjoy outstanding accessibility with the Finch West LRT, Highways 400 & 401, and TTC nearby, along with close proximity to schools, shopping, and everyday amenities. The home's solid construction provides an excellent base for customization and value-added improvements. Property is being sold in "as is" condition.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13556134
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
27 × 112 ft
Cross streets
Weston Rd/Bradstock Rd
Parking
1 garage · 4 parking (detached)
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$3,408 / 2025
Days on market
4
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

OtherBasement6.19 × 3.87 m
Dining RoomMain3.24 × 3.83 m

tile floor · window · combined w/living

Primary BedroomSecond4.11 × 2.83 m

hardwood floor · window · closet

Living RoomMain4.08 × 4.37 m

window · hardwood floor · combined w/dining

Bedroom 2Second3.26 × 4.22 m

hardwood floor · window · closet

KitchenMain2.85 × 3.88 m

tile floor · eat-in kitchen · w/o to yard

Bedroom 3Second2.83 × 4.22 m

hardwood floor · window · closet

RecreationBasement4.11 × 4.89 m

panelled · window · 3 pc bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Worth verifying
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$915kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Durant Avenue$800k101 Holwood Avenue$849k115 Bergen Road$879k81 Cleveland Street$1000k6 Firstbrooke Road$1.05M

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home800k849k879k1000k1.05MThis home vs active comparables
Live market pulseActive comparables in Humbermede · median list $849K
$538this home / sqft
5active listings nearby
4days on market

This home lists 16% below the area average of $638/sqft.

0 days faster than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
York University Heights
$920K
Corso Italia-Davenport
$951K
Newtonbrook West
$940K
Palmerston-Little Italy
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 77% meet the provincial standard

Affordability & Mortgage

Affordability
$3,186/mo
$134KIncome needed
5.2×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,186Property tax $284Total carry $3,470

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,268Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$284
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,268

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,408− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,756

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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