495 Tipperton Crescent, Oakville, ON
West, Oakville · MLS® W13556558
About this home
Welcome to this lovingly maintained 4 bed, 2 bath, 4 level side split, offered for sale for the first time in 35 years. Nestled on a large pie shaped lot in one of Bronte's most sought after family neighbourhoods, this home backs onto peaceful greenspace and offers the perfect combination of privacy, comfort and everyday convenience. With approximately 1,739 sq. ft. above grade, the functional multi-level layout provides generous living space for growing families. The updated kitchen serves as the heart of the home and flows seamlessly into the main living areas. The four bedroom layout offers flexibility for families, guests or those working from home. Pride of ownership is evident throughout, with quality updates and exceptional care over the years. A durable steel roof, installed approximately 12 years ago, provides lasting peace of mind. Step outside to enjoy the private backyard retreat featuring a large composite deck, poured concrete patio, 2 outdoor sheds and mature trees, creating an ideal setting for relaxing, entertaining or simply enjoying the tranquil green-space behind. Gas hook-up for BBQ in backyard. Located just minutes from parks, walking trails, schools, shopping, recreation facilities and the lake, this established Bronte community is known for its welcoming atmosphere and exceptional family appeal. A rare opportunity to own a meticulously cared for home in one of Oakville's most desirable neighbourhoods.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- W13556558
- Bedrooms
- 4
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000
- Lot
- 43.19 × 99.86 ft
- Cross streets
- Tipperton Crescent and Bridge Road
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private Double
- Basement
- Partially Finished, Partial Basement
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $5,484 / 2025
- Days on market
- 4
- Listing brokerage
- KELLER WILLIAMS EDGE REALTY
Rooms
Listed at $1,249,000, this home is tracking about 26% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 81 similar homes nearby, adjusted for size, beds, and baths.Median of 81 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.35M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.10M
- Adjusts to $1.10M
That comparable adjusts to $1.10M; the $1.70M estimate above is the median of all 81 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 2402 Speers Rd is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.70M, median of 81 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 29% below the area average of $1,011/sqft.
1 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: 2402 Speers Rd, about 155 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $999,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,332
- Property tax
- $457
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,789
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,455
- Estimated closing costs
- $21,455
Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $319,926
- Principal paid down
- $127,248
- Interest paid
- $192,678
- Balance remaining
- $871,952
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.