3086 Swansea Drive, Oakville, ON
Bronte, Oakville · MLS® W13558210
About this home
Welcome to 3086 Swansea Drive - a gorgeous family home designed for entertaining in Oakville's highly desirable Bronte community. Offering approximately 2,100 sq ft above grade plus an additional 1,100 sq ft of beautifully finished basement space.A bright, welcoming foyer with a grand staircase sets the tone, leading into an open design filled with abundant natural light throughout. The main level features spacious principal rooms, gleaming hardwood floors, and a gourmet kitchen overlooking the dining area. The kitchen showcases custom cabinetry, granite countertops, tumble marble backsplash, stainless steel appliances, and a large centre island perfect for gathering with family and friends.Upstairs, the spacious primary retreat offers a walk-in closet and luxurious 5-piece ensuite, while additional bedrooms provide ample space for the growing family.The fully finished basement adds incredible versatility with a large recreation area, wet bar, pool table area, fourth bedroom, and 4-piece bathroom.Step outside to the show-stopping backyard oasis featuring interlock landscaping and a custom wood kitchen pavilion that transforms the outdoor space into an entertainer's dream. Perfect for summer evenings, family gatherings, and year-round enjoyment.Additional highlights include a concrete driveway and double car garage. Major updates provide peace of mind, including windows (2018), furnace & A/C (2020), doors (2021), and roof (2022).Ideally located close to top-rated schools, parks, trails, shopping, transit, and Lake Ontario, this exceptional Bronte home offers the perfect blend of luxury and lifestyle.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13558210
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 49.21 × 116.47 ft
- Cross streets
- Mississaga
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Front Yard Parking, Inside Entry, Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,777 / 2026
- Days on market
- 4
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
2 Pc Bath
4 Pc Bath
5 Pc Ensuite
4 Pc Bath
Listed at $1,550,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.72M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.54M
- Adjusts to $1.54M
That comparable adjusts to $1.54M; the $1.72M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.72M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 28% below the area average of $961/sqft.
1 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,240,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,617
- Property tax
- $565
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,182
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,475
- Estimated closing costs
- $27,475
Plus your down payment of $310,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,026
- Principal paid down
- $157,914
- Interest paid
- $239,112
- Balance remaining
- $1,082,086
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.