85 Ebury Drive, Brampton, ON
Credit Valley, Brampton · MLS® W13559088
About this home
Presenting a premium 2-storey detached residence in the highly sought-after Credit Valley community. This carpet-free home offers an expansive layout featuring over 3,250 square feet of above-grade living space, plus a fully finished Legal basement apartment with a separate entrance. 5 Spacious bedrooms, hardwood flooring all over, smooth cielings, freshly painted. The main floor is designed with distinct living, dining, and family rooms, complemented by a dedicated den and a bright breakfast area adjacent to the kitchen. Upstairs, the second level hosts five bedrooms and three washrooms, providing ample space for a growing family. The lower level serves as an excellent extended family space or income potential asset, complete with a finished two-bedroom apartment and a separate rec room two additional washrooms. Positioned on a deep 111-foot lot with a 6-car parking capacity (2-car built-in garage and a 4-car driveway), Finished stampded concreted Driveway and concrete patio, Located near the major intersection of Chinguacousy and Queen, residents enjoy straightforward access to local transit, schools, and essential amenities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13559088
- Bedrooms
- 7 (5 + 2)
- Bathrooms
- 6 (1 half)
- Size
- 3000-3500
- Lot
- 39.01 × 111.35 ft
- Cross streets
- Chinguacousy & Queen
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Available
- Basement
- Finished, Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,816 / 2026
- Days on market
- 4
- Listing brokerage
- ROYAL LEPAGE FLOWER CITY REALTY
Rooms
Listed at $1,449,000, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($446/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 29 similar homes nearby, adjusted for size, beds, and baths.Median of 29 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.44M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.38M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.42M
That comparable adjusts to $1.42M; the $1.58M estimate above is the median of all 29 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Chinguacousy Rd at Flowertown Ave is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.58M, median of 29 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 3% below the area average of $461/sqft.
3 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Credit Valley, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Chinguacousy Rd at Flowertown Ave, about 91 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,159,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,186
- Property tax
- $818
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,004
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,455
- Estimated closing costs
- $25,455
Plus your down payment of $289,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,155
- Principal paid down
- $147,624
- Interest paid
- $223,531
- Balance remaining
- $1,011,576
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.