39 Maria Street, Toronto, ON
Junction Area, Toronto · MLS® W13559410
About this home
Diamond in the rough in the heart of the Junction. Welcome to this charming semi-detached home offering 3 bedrooms, 1 bathroom, a detached garage with 1 private parking space, 1,138 sq. ft. of above-grade living space, and endless potential. Situated on a desirable 15' x 103' deep lot, this home is full of character and ready for its next chapter. Stone exterior. The main floor features impressive high 8'8" ceilings, a bright open-concept living and dining area with brand new vinyl flooring, and an eat-in kitchen with a walkout to the private backyard-perfect for relaxing or entertaining. Upstairs, you'll find three generously sized bedrooms with brand new vinyl flooring and a 4-piece family bathroom. The unfinished basement provides laundry facilities, storage space, utility area, and excellent potential for future customization. Located in the heart of one of Toronto's most sought-after neighbourhoods, you're just steps to the vibrant Junction strip with its eclectic boutiques, cafés, restaurants, breweries, and local shops. Enjoy easy access to TTC, High Park, Bloor West Village, excellent schools, parks, and major transportation routes. Whether you're a first-time buyer, renovator, or investor, this is an outstanding opportunity to create value and make this home your own in a thriving, family-friendly community.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W13559410
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500
- Lot
- 15.42 × 103 ft
- Cross streets
- Dundas St W & Runnymede Rd
- Parking
- 1 garage (detached)
- Driveway
- None
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Stone
- Foundation
- Other
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,464 / 2025
- Days on market
- 4
- Listing brokerage
- ROYAL LEPAGE REALTY PLUS
Rooms
Concrete Floor
vinyl floor · window
tile floor · 4 pc bath
vinyl floor · combined w/living · open concept
vinyl floor · combined w/dining · open concept
vinyl floor · walk-out
vinyl floor · breakfast area
vinyl floor · window
vinyl floor · window
vinyl floor · open concept
Listed at $949,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.
Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $911K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.28M
- Bathrooms −$15K
- Adjusts to $1.26M
That comparable adjusts to $1.26M; the $1.06M estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. Dundas St West at Clendenan Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.06M, median of 14 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 19% below the area average of $908/sqft.
0 days faster than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Junction Area, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dundas St West at Clendenan Ave, about 92 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $759,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,056
- Property tax
- $372
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,428
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,475
- Toronto municipal land transfer tax
- $15,475
- Estimated closing costs
- $30,950
Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,338
- Principal paid down
- $96,786
- Interest paid
- $146,552
- Balance remaining
- $663,213
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS. MLS®/PropTx.