174 Rosethorn Avenue, Toronto, ON

Keelesdale-Eglinton West, Toronto · MLS® W13559748

$949,000
For Sale
Listed 4 days ago
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4Bedrooms
3Bathrooms
0Parking
1100-1500Sq Ft

About this home

***West-End Gem***Income Generating Detached 3+1-Bed + 3-Bath Home.*** Beautifully maintained detached home offering the perfect blend of space and urban convenience. Inside, you'll find renovated living spaces filled with natural light and a practical layout. Outside, unwind in your backyard with a mature cherry tree, relax in your **wood-burning sauna**. Take advantage of a large detached workshop connected to electricity and water. This bright 3-bedroomresidence features a *separate basement unit-ideal for rental income.* Walk to St. Clair Streetcar, Eglinton LRT, Future GO Stations, Caledonia and Keele Station on the Line 5Eglinton Crosstown-offering quick connections all across the city. Walking distance to Corso Italia, the Stockyards and the Junction; some of Toronto's most vibrant communities filled with cafes, breweries, boutiques, and top dining. Even more future value: construction is under way for the new St. Clair-Old Weston SmartTrack Station connecting to the neighborhood to Bloor/Union/Pearson. Slated to open in 2029 and approximately a 10-minute walk from the property-strengthening long-term appreciation of the property value. Caledonia GO station is under construction, adding yet another way to reach Union station by 2027. ***A fantastic opportunity-this home delivers walkability( Walk Score 86), income potential, and long-term value in a rapidly improving west-end neighborhood anchored by major transit investment.***Existing parking pad needs to be licensed. Owners parked their car on the parking pad

Key facts

Property type
Detached, 2-Storey
MLS®
W13559748
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1100-1500
Lot
16.67 × 116 ft
Cross streets
St. Clair Ave W / Caledonia Rd
Parking
0 parking
Basement
Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,665 / 2026
Days on market
4
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Main3.30 × 2.49 m

hardwood floor · closet · window

Dining RoomMain3.92 × 2.96 m

hardwood floor · combined w/living · pot lights

Living RoomMain3.75 × 3.07 m

hardwood floor · combined w/dining · pot lights

KitchenMain5.05 × 3.92 m

4 pc ensuite · open concept · breakfast bar

Primary BedroomSecond2.96 × 3.91 m

hardwood floor · walk-in closet(s) · w/o to balcony

Bedroom 3Second3.27 × 2.28 m

hardwood floor · closet · window

KitchenBasement4.84 × 3.91 m

ceramic floor · combined w/living · walk-out

Living RoomBasement2.99 × 3.91 m

ceramic floor · combined w/kitchen · walk-out

Moe’s TakeTeam Asgarian · Broker
In line
$984Kest. value

Listed at $949,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Keelesdale-Eglinton West, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $982K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.94M

That comparable adjusts to $1.94M; the $984K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Silverthorn Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Rogers Rd at Silverthorn Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$894KGreat deal$1.29MOverpriced

Total price vs nearby homes. Fair value about $984K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby in Keelesdale-Eglinton West · asking prices
$943kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

94 Ypres Road$949k11 Helen Avenue$999k61 Cameron Avenue$880k

The 3 closest active listings nearby.

See all comparable homes
949kThis home949k999k880kThis home vs active comparables
Live market pulseActive comparables in Keelesdale-Eglinton West · median list $949K
$730this home / sqft
5active listings nearby
4days on market

This home lists 4% below the area average of $764/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Keelesdale-Eglinton West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Rogers Rd at Silverthorn Ave, about 166 m away

20+ transit stops13 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Mercer Junior Public School
54%
General Mercer Junior Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 54% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,325/mo
$181KIncome needed
5.3×Price ÷ income
$998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,325Property tax $389Total carry $4,714

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,051per month

Mortgage amount $759,200 · 4.14% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,440Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,051
Property tax
$389
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,440

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,212Total interest paid
$1,215,412Total of all payments
Principal $759,200 Interest $456,212
YearPrincipalInterestBalance
1$17,785$30,831$741,415
2$18,529$30,087$722,885
3$19,304$29,312$703,581
4$20,112$28,505$683,469
5$20,953$27,663$662,516
6$21,830$26,787$640,686
7$22,743$25,874$617,943
8$23,694$24,922$594,249
9$24,685$23,931$569,564
10$25,718$22,899$543,847
11$26,793$21,823$517,053
12$27,914$20,702$489,139
13$29,082$19,535$460,058
14$30,298$18,318$429,760
15$31,565$17,051$398,194
16$32,886$15,731$365,308
17$34,261$14,355$331,047
18$35,694$12,922$295,353
19$37,187$11,429$258,165
20$38,743$9,874$219,422
21$40,364$8,253$179,059
22$42,052$6,565$137,007
23$43,811$4,806$93,196
24$45,643$2,973$47,553
25$47,553$1,064$0

At the end of your 5-year term

Total paid over the term
$243,082
Principal paid down
$96,684
Interest paid
$146,398
Balance remaining
$662,516

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $4,665− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,499

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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