75 Rockcliffe Boulevard, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13560690

$699,999
For Sale
Listed 3 days ago
3Bedrooms
2Bathrooms
1Parking
700-1100Sq Ft

About this home

Take the opportunity to own a charming detached home in Toronto's vibrant Rockcliffe-Smythe community offering exceptional versatility for first-time buyers, investors, or families. An enclosed front porch provides added privacy and a cozy space to enjoy the outdoors year-round before stepping into a bright interior featuring laminate flooring and large windows that fill the main floor with natural light. The open-concept living and dining area creates an inviting atmosphere for everyday living and entertaining, while a flexible bedroom/office space near the living room for convenience. The functional galley kitchen offers ample storage, combines conveniently with the main-floor laundry area, and features a walkout to the backyard deck, perfect for outdoor dining and relaxation. Upstairs, the entire second floor is dedicated to a spacious primary bedroom complete with a walk-in closet, and oversized windows that create a bright and airy ambiance. The finished basement, perfect as an extra living space like a recreation room presents outstanding income potential or additional living space with its own kitchen, large studio apartment with laminate flooring, 4-piece ensuite bathroom, pot lights, and above-grade windows. Situated close to an abundance of parks, recreation, and green spaces including Eglinton Flats, Scarlett Woods Golf Course, Dalrymple Park, Westlake Memorial Park, Black Creek, and Smythe Park, residents can enjoy endless opportunities for sports, recreation, and outdoor activities. Families will appreciate proximity to Frank Oke Secondary School, St. Oscar Romero Catholic Secondary School, Cordella Junior Public School, and Rockcliffe Middle School. Commuters will love the TTC bus stop directly in front of the home along with quick access to Highways 400 and 401, making travel throughout Toronto and the GTA effortless. A rare opportunity to own a well-located home with income potential, flexible living space, and outstanding convenience.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13560690
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
25 × 100 ft
Cross streets
Jane St. & Lambton Ave.
Parking
1 parking
Driveway
Front Yard Parking, Mutual, Available
Basement
Finished, Separate Entrance, Full, Apartment, Development Potential
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,858 / 2026
Days on market
3
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

KitchenBasement3.65 × 2.40 m

pot lights · above grade window · tile floor

Living RoomMain3.30 × 3.23 m

combined w/dining · laminate · large window

Primary BedroomSecond5.71 × 3.66 m

laminate · walk-in closet(s) · large window

KitchenMain4.42 × 2.31 m

galley kitchen · w/o to deck · combined w/laundry

Dining RoomMain3.23 × 2.46 m

combined w/living · laminate · open concept

RecreationBasement5.29 × 4.47 m

pot lights · double closet · above grade window

BathroomMain1.88 × 1.60 m

4 pc bath · tile floor · pedestal sink

Bedroom 2Main3.38 × 2.49 m

laminate · large window · closet

BathroomBasement3.65 × 1.70 m

4 pc bath · b/i vanity · above grade window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$754Kest. value

Listed at $699,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $700K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $959K
  • Bedrooms −$30K
  • Adjusts to $929K

That comparable adjusts to $929K; the $754K estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Dennis Avenue Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Rockcliffe Blvd at Caesar Ave North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$675KGreat deal$866KOverpriced

Total price vs nearby homes. Fair value about $754K, median of 18 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Rockcliffe-Smythe · asking prices
$921kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

15 Cliff Street$700k82 Beechwood Avenue$675k16 Cliff Street$850k172 Eileen Avenue$1.46M

The 4 closest active listings nearby.

See all comparable homes
700kThis home700k675k850k1.46MThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $870K
$778this home / sqft
19active listings nearby
3days on market

This home lists 18% below the area average of $944/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Rockcliffe Blvd at Caesar Ave North Side, about 15 m away

20+ transit stops5 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dennis Avenue Community School
57%
Dennis Avenue Community SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 57% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,190/mo
$132KIncome needed
5.3×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,190Property tax $238Total carry $3,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,999 · 4.14% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,227Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$238
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,227

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Toronto municipal land transfer tax
$10,475
Estimated closing costs
$20,950

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,630/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,510Total interest paid
$896,509Total of all payments
Principal $559,999 Interest $336,510
YearPrincipalInterestBalance
1$13,119$22,742$546,880
2$13,668$22,193$533,213
3$14,239$21,621$518,973
4$14,835$21,025$504,139
5$15,455$20,405$488,683
6$16,102$19,758$472,581
7$16,775$19,085$455,806
8$17,477$18,383$438,329
9$18,208$17,652$420,121
10$18,970$16,891$401,151
11$19,763$16,097$381,388
12$20,590$15,270$360,798
13$21,451$14,409$339,347
14$22,348$13,512$316,998
15$23,283$12,577$293,715
16$24,257$11,603$269,458
17$25,272$10,589$244,186
18$26,329$9,532$217,857
19$27,430$8,430$190,427
20$28,577$7,283$161,850
21$29,773$6,088$132,077
22$31,018$4,842$101,059
23$32,316$3,545$68,743
24$33,667$2,193$35,076
25$35,076$785$0

At the end of your 5-year term

Total paid over the term
$179,302
Principal paid down
$71,316
Interest paid
$107,986
Balance remaining
$488,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $2,858− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,228

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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