1539 Bayshire Drive, Oakville, ON
Joshua Creek, Oakville · MLS® W13560744
About this home
Backing onto a peaceful ravine & pond setting, this extensively updated family home offers over 3,400 sq. ft. above grade plus a professionally finished walkout basement designed for everyday living & entertaining. Situated in one of Joshua Creek's most sought-after pockets, this 4-bed residence combines privacy, functionality, and exceptional outdoor living. The bright, open-concept main floor features renovated flooring, custom cabinetry, updated kitchen finishes, and spacious principal rooms ideal for growing families. The heart of the home overlooks the treed backdrop and opens to a large deck, creating a seamless connection between indoor and outdoor living. Upstairs, the generous primary suite offers a spa-inspired ensuite, heated floors, and massage tub. Two secondary bedrooms enjoy direct access to a full bathroom, while large room sizes throughout provide flexibility for family living. The professionally finished walkout basement features a games area, media space, fireplace, wet bar, and direct access to the beautifully landscaped backyard. Built-in speakers, surround sound systems, dimmable lighting, and numerous thoughtful upgrades add to the home's appeal. Major updates include windows, bathrooms, flooring, basement finishing, front and garage doors, roof, furnace, air conditioner, driveway, interlock, deck, and landscaping. Located steps from walking trails, parks, ponds, top-rated schools, shopping, and major commuter routes, this is a rare opportunity to enjoy a move-in-ready home in one of Oakville's most established family communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13560744
- Bedrooms
- 4
- Bathrooms
- 5 (2 half)
- Size
- 3000-3500
- Lot
- 49.21 × 124.3 ft
- Cross streets
- Upper Middle/Joshuas Creek Dr
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,352 / 2026
- Days on market
- 3
- Listing brokerage
- Century 21 Miller Real Estate Ltd.
Rooms
2 Pc Bath
5 pc ensuite · walk-in closet(s) · pass through
4 Pc Ensuite
2 Pc Ensuite
Listed at $2,450,000, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.54M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.73M
- Adjusts to $2.73M
That comparable adjusts to $2.73M; the $2.29M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Upper Middle Rd East + Joshuas Creek Dr is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.29M, median of 12 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Income potential
- Worth verifying
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 17% above the area average of $644/sqft.
2 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Joshua Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Upper Middle Rd East + Joshuas Creek Dr, about 370 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,960,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,459
- Property tax
- $946
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,405
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $47,725
- Estimated closing costs
- $47,725
Plus your down payment of $490,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $627,557
- Principal paid down
- $249,606
- Interest paid
- $377,951
- Balance remaining
- $1,710,394
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Miller Real Estate Ltd.. MLS®/PropTx.