38 Baby Point Road, Toronto, ON
Lambton Baby Point, Toronto · MLS® W13561538
About this home
Rarely Offered Executive Lease In The Heart Of Baby Point. This is West End living at its best, in a neighbourhood locals call the safest pocket in the city. This stately character home blends traditional curb appeal with a full gut renovation completed less than ten years ago, offering modern comfort behind a classic exterior. Offering over 2200 sqft of living space on main and second floors, plus a fully renovated large basement. The main floor features an open plan layout with a large custom kitchen, spacious dining room, and a living room with a gas fireplace framed by a wall of glass overlooking the backyard, plus a powder room, large mudroom, and generous storage throughout.Upstairs offers four large bedrooms, a large family bathroom, and a luxury primary ensuite with separate shower and soaker tub, along with a second floor laundry. The fully finished lower level includes high ceilings, an office nook, large recreational space and a fifth bedroom, ideal for guests. Set on a 42.79 x 154.27 ft lot, the fully fenced private backyard feels like a Muskoka retreat in the city: mature trees, a custom deck for entertaining, and total privacy. Private driveway parks three cars. Residents can also enjoy access to the private Baby Point Club for tennis, gatherings, and resident-only events. A rare opportunity to lease one of Baby Point's finest homes.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13561538
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 42.79 × 154 ft
- Cross streets
- Humbercrest and Baby Point
- Parking
- 3 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 3
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Runnymede Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Jane St at Annette St South Side is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes2 days longer than the Toronto average (1 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Lambton Baby Point, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Jane St at Annette St South Side, about 290 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $7,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $42
- Property tax
- $6
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $48
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $50
- Toronto municipal land transfer tax
- $50
- Estimated closing costs
- $99
Plus your down payment of $1,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,536
- Principal paid down
- $1,009
- Interest paid
- $1,527
- Balance remaining
- $6,911
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.