19 Decarie Circle, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13561588

$998,000
For Sale
Listed 3 days ago
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4Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Welcome to this beautifully maintained 3 bedroom 2 bathroom bungalow situated on a generous lot in the highly sought after West Deane neighbourhood. Freshly painted throughout main floor, this inviting home offers a bright open concept living and dining area with seamless connection to the kitchen, creating an ideal space for everyday living and entertaining. Travertine tile flooring enhances the kitchen and hallways, while thoughtfully placed skyights bring natural light into the hallway and bathroom. The finished lower level, completed in 2021 offers exceptional additional living space. Designed with comfort in mind, the lower level features radiant heating flooring throughout, a spacious family room with cozy gas fireplace, upgraded pot lights and new large windows providing an abundance of natural light. It also includes an over sized bedroom and walk in closet, a full bathroom and direct access through a side entrance offering flexibility for extended family or future customization. An oversized single car garage with impressive ceiling height and substantial mezzanine provides exceptional storage space rarely found in similar homes. Surrounded by ravines, parks, scenic walking trails, this home is ideally located in a family friendly community. Just steps from highly regarded schools including Princess Margaret Jr, John G. Althouse Middle school and minutes to St. Gregory Catholic School. Enjoy convenient access to pubic transit, major highways(427, QEW and 401). Pearson Airport, shopping, recreation and all everyday amenities. A rare opportunity to own a move in ready home in one of Etobicoke's most desirable and established neighbourhoods -where families come for the lifestyle and stay for the community.

Key facts

Property type
Detached, Bungalow
MLS®
W13561588
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
46.06 × 123.49 ft
Cross streets
Eglinton & Martin Grove
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Separate Entrance, Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,555 / 2026
Days on market
3
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

BedroomMain3.84 × 3.40 m
BedroomMain3.02 × 2.64 m
FoyerMain1.57 × 3.18 m
LaundryBasement2.03 × 1.70 m
Cold Room/CantinaBasement2.21 × 2.01 m
KitchenMain2.57 × 4.14 m
Living RoomMain5.74 × 3.18 m
Family RoomBasement3.73 × 5.56 m
BedroomMain3.66 × 3.84 m
BedroomBasement3.40 × 4.88 m
Dining RoomMain2.72 × 3.53 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.36Mest. value

Listed at $998,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.30M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bedrooms −$30K
  • Adjusts to $1.47M

That comparable adjusts to $1.47M; the $1.36M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (John G Althouse Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Martin Grove Rd at Nottinghill Gate South Side is about a 3-minute walk away.

List price
$998KGreat deal$1.47MOverpriced

Total price vs nearby homes. Fair value about $1.36M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Eringate-Centennial-West Deane · asking prices
$1.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Amberwood Road$1.15M3 Embers Drive$1.25M24 Millburn Drive$1.50M75 Rangoon Road$1.45M

The 4 closest active listings nearby.

See all comparable homes
998kThis home1.15M1.25M1.50M1.45MThis home vs active comparables
Live market pulseActive comparables in Eringate-Centennial-West Deane · median list $1.35M
$768this home / sqft
6active listings nearby
3days on market

This home lists 30% below the area average of $1,105/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Martin Grove Rd at Nottinghill Gate South Side, about 255 m away

20+ transit stops2 grocery11 dining15 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John G Althouse Middle School
88%
John G Althouse Middle SchoolPublic · Elementary · 0.9 km awayHigher-rated than most nearby · 88% meet the provincial standard

Affordability & Mortgage

Affordability
$4,549/mo
$192KIncome needed
5.2×Price ÷ income
$1,050Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,549Property tax $463Total carry $5,011

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,261per month

Mortgage amount $798,400 · 4.14% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,723Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,261
Property tax
$463
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,723

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,768Total interest paid
$1,278,168Total of all payments
Principal $798,400 Interest $479,768
YearPrincipalInterestBalance
1$18,704$32,423$779,696
2$19,486$31,641$760,210
3$20,301$30,826$739,909
4$21,150$29,976$718,759
5$22,035$29,092$696,724
6$22,957$28,170$673,767
7$23,917$27,210$649,850
8$24,917$26,209$624,932
9$25,960$25,167$598,973
10$27,045$24,081$571,927
11$28,177$22,950$543,751
12$29,355$21,771$514,395
13$30,583$20,543$483,812
14$31,862$19,264$451,949
15$33,195$17,931$418,754
16$34,584$16,543$384,170
17$36,030$15,096$348,140
18$37,537$13,589$310,603
19$39,108$12,019$271,495
20$40,743$10,383$230,752
21$42,448$8,679$188,304
22$44,223$6,904$144,081
23$46,073$5,054$98,008
24$48,000$3,127$50,008
25$50,008$1,119$0

At the end of your 5-year term

Total paid over the term
$255,634
Principal paid down
$101,676
Interest paid
$153,957
Balance remaining
$696,724

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,555− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,609

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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