2190 Kingsridge Drive, Oakville, ON
Westmount, Oakville · MLS® W13563398
About this home
Beautiful National-built 5-bedroom, 4-bathroom family home with a partially finished basement in Oakville's highly sought-after Westmount community, located within the coveted Garth Webb Secondary School catchment. Surrounded by parks, ponds and scenic trails, this exceptional home is just 3 minutes to Oakville Trafalgar Memorial Hospital, and close to major highways and the Bronte GO Station, offering outstanding convenience for families and commuters alike. Attractive brick exterior with a double garage, double driveway, mature landscaping and an elevated covered entrance creates impressive curb appeal. The private backyard is a peaceful retreat featuring towering mature trees, perennial gardens, lush shrubs, a newer two-tier composite deck and a lower patio. Inside, enjoy a bright, spacious layout with a soaring two-storey foyer, 9-foot ceilings, hardwood flooring, impressive oak staircase and 11-foot mid-level ceilings. Elegant living and dining rooms are ideal for entertaining, while the inviting family room with a gas fireplace flows into the upgraded eat-in kitchen featuring extensive cabinetry with glass display cabinets, valance lighting, double-door pantry, custom island with breakfast bar, stainless steel appliances and a sun-filled breakfast area with walkout to the deck. A main-floor office, powder room and sunken laundry room add everyday functionality. The mid-level bedroom with a walk-in closet and private 4-piece ensuite offers an ideal guest, in-law or teen suite. Upstairs are four additional bedrooms and two full bathrooms, including a spacious primary retreat with a luxurious 5-piece ensuite featuring a Roman soaker tub and separate shower. The partially finished basement is drywalled, wired and floored, requiring only ceilings and trim to complete, with ample space for a recreation room, gym, games area and abundant storage. Updates include a furnace (2021), A/C (2025), plus owned water softener.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13563398
- Bedrooms
- 5
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 54.52 × 111.36 ft
- Cross streets
- Postmaster & Kingsridge
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Inside Entry, Right Of Way
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,871 / 2025
- Days on market
- 3
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
Hardwood Floor
Broadloom
Hardwood Floor
W/O To Deck
broadloom · walk-in closet(s) · 5 pc ensuite
breakfast bar · granite counters · pot lights
Broadloom
hardwood floor · gas fireplace · pot lights
Broadloom
broadloom · walk-in closet(s) · 4 pc ensuite
Hardwood Floor
Listed at $1,629,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.75M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.65M
- Adjusts to $1.65M
That comparable adjusts to $1.65M; the $1.91M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.91M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 19% below the area average of $617/sqft.
2 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westmount, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,303,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,954
- Property tax
- $656
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,610
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,055
- Estimated closing costs
- $29,055
Plus your down payment of $325,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $417,262
- Principal paid down
- $165,963
- Interest paid
- $251,299
- Balance remaining
- $1,137,237
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.