146 Third Line, Oakville, ON
Bronte, Oakville · MLS® W13564032
About this home
Many homes make a wonderful first impression. The best reward your attention until you reach that quiet moment when you begin to understand what makes them truly exceptional. That is the difference between a house that is simply well built and one that has been thoughtfully conceived. It is found in the effortless flow from one space to the next, the way natural light fills the home throughout the day, and the balance between grand entertaining spaces and comfortable everyday living. Newly built by a Tarion Registered builder, this exceptional custom residence offers over 6,300 square feet of finished living space on a premium 75 x 140 foot lot just steps from the lake in Bronte. A soaring 22-foot foyer introduces 11-foot ceilings throughout the main level and a dramatic oak staircase that serves as both an architectural centrepiece and the heart of the home. Formal living and dining rooms create an elegant arrival, while the spectacular great room, expansive kitchen, chef's kitchen and servery provide a setting equally suited to intimate family evenings or entertaining on a much larger scale. Sub-Zero and Wolf appliances, a private elevator and thoughtfully integrated technology reflect the same disciplined approach to design found throughout the home. The upper level continues the same philosophy. A remarkable primary retreat with fireplace, expansive dressing room and luxurious ensuite is complemented by three additional bedroom suites, each with its own ensuite and walk-in closet. The lower level is planned with the same attention to detail, offering generous recreation space, a dedicated theatre, gym, office, bar and elevator access, creating exceptional flexibility for entertaining, extended family or everyday living. Sophisticated home automation, integrated audio and an advanced mechanical package complete a residence where every decision has been made with purpose. Perhaps that is why the finest homes are remembered long after the features fade from memory.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13564032
- Bedrooms
- 4
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000
- Lot
- 73.82 × 139.99 ft
- Cross streets
- Lakeshore Rd W and Third
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,590 / 2026
- Days on market
- 3
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Rooms
5 pc ensuite · fireplace
3 Pc Ensuite
3 Pc Ensuite
3 Pc Ensuite
Listed at $4,399,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.29M
- Bedrooms −$30K
- Adjusts to $2.26M
That comparable adjusts to $2.26M; the $3.77M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 3rd Line + Salvator Blvd is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $3.77M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Elevator: rare and valuable for accessibility and resale.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 28% above the area average of $806/sqft.
2 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: 3rd Line + Salvator Blvd, about 34 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,519,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,780
- Property tax
- $466
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,246
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $96,450
- Estimated closing costs
- $96,450
Plus your down payment of $879,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,126,785
- Principal paid down
- $448,171
- Interest paid
- $678,614
- Balance remaining
- $3,071,029
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.