132 Stilecroft Drive, Toronto, ON

York University Heights, Toronto · MLS® W13564600

$1,479,000
For Sale
Listed 3 days ago
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7Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Nestled on a premium ravine lot in one of North York's desirable family neighbourhoods, this beautifully renovated home offers the perfect blend of luxury, privacy and modern comfort. Backing onto a lush forest with no rear neighbours, enjoy breathtaking year-round views and exceptional tranquility right in your own backyard. Thoughtfully redesigned with extensive quality upgrades throughout, this move-in ready home features a stunning custom Kitchen with KitchenAid appliances, elegant ceramic flooring, engineered hardwood floors, crown mouldings, custom built-in closets, solid core interior doors, designer bathrooms, premium finishes and exceptional craftsmanship. Major mechanical and structural improvements provide outstanding peace of mind, including Nordic windows & doors (25-year warranty), spray foam insulation on exterior walls, updated electrical wiring throughout the main and second floors, new electrical panel, high-efficiency furnace, new garage door & opener, asphalt driveway, and finished exterior concrete. Step outside to an impressive backyard oasis featuring expansive concrete patios, mature trees and direct ravine views...an ideal setting for entertaining, relaxing or enjoying nature in complete privacy. The separate walk-up basement entrance offers outstanding flexibility for extended family, and guests. A rare opportunity to own a fully renovated, turnkey home on one of the area's most sought-after ravine lots. Simply move in and enjoy.

Key facts

Property type
Detached, 2-Storey
MLS®
W13564600
Bedrooms
7 (4 + 3)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
64.56 × 112.94 ft
Cross streets
Sheppard/Sentinel
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,960 / 2025
Days on market
3
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 4Second0.00 × 0.00 m

double closet · large window · hardwood floor

Dining RoomMain0.00 × 0.00 m

hardwood floor · open concept · window

LaundrySecond0.00 × 0.00 m

Separate Room

BedroomBasement0.00 × 0.00 m

window · laminate · closet

Family RoomBasement0.00 × 0.00 m

fireplace · open concept · pot lights

BedroomBasement0.00 × 0.00 m

window · laminate · closet

Living RoomMain0.00 × 0.00 m

hardwood floor · large window · pot lights

Bedroom 2Second0.00 × 0.00 m

double closet · large window · hardwood floor

BedroomBasement0.00 × 0.00 m

window · laminate · closet

Primary BedroomSecond0.00 × 0.00 m

4 pc bath · double closet · juliette balcony

Bedroom 3Second0.00 × 0.00 m

double closet · large window · hardwood floor

KitchenMain0.00 × 0.00 m

centre island · quartz counter · stainless steel appl

Family RoomMain0.00 × 0.00 m

fireplace · w/o to yard · hardwood floor

LaundryBasement0.00 × 0.00 m

separate room · ceramic floor

KitchenBasement0.00 × 0.00 m

open concept · eat-in kitchen · double sink

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.40Mest. value

Listed at $1,479,000, this home is about 5% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($657/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.39M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.81M

That comparable adjusts to $1.81M; the $1.40M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stilecroft Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.17MGreat deal$1.48MOverpriced

Total price vs nearby homes. Fair value about $1.40M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Bingley Road$1000k59 Princemere Crescent$1.74M49 Butterworth Avenue$1.39M10B Holmstead Avenue$1.80M65 Becca Hall Trail$1.15M

The 5 closest active listings nearby.

See all comparable homes
1.48MThis home1000k1.74M1.39M1.80M1.15MThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $1.25M
$657this home / sqft
17active listings nearby
3days on market

This home lists 3% below the area average of $675/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stilecroft Public School
60%
Stilecroft Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$6,741/mo
$278KIncome needed
5.3×Price ÷ income
$1,556Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,741Property tax $580Total carry $7,321

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,314per month

Mortgage amount $1,183,200 · 4.14% over 25 years

$295,800Down payment (20.0%)
$1,183,200Loan before insurance
$0CMHC premium
$6,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,314
Property tax
$580
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,055
Toronto municipal land transfer tax
$26,055
Estimated closing costs
$52,110

Plus your down payment of $295,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,669/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$710,998Total interest paid
$1,894,198Total of all payments
Principal $1,183,200 Interest $710,998
YearPrincipalInterestBalance
1$27,718$48,050$1,155,482
2$28,878$46,890$1,126,604
3$30,086$45,682$1,096,518
4$31,344$44,424$1,065,174
5$32,655$43,113$1,032,519
6$34,021$41,747$998,498
7$35,444$40,324$963,054
8$36,927$38,841$926,127
9$38,471$37,297$887,656
10$40,080$35,687$847,576
11$41,757$34,011$805,819
12$43,504$32,264$762,315
13$45,323$30,445$716,992
14$47,219$28,549$669,773
15$49,194$26,574$620,579
16$51,252$24,516$569,327
17$53,396$22,372$515,931
18$55,629$20,139$460,302
19$57,956$17,812$402,346
20$60,380$15,388$341,966
21$62,906$12,862$279,060
22$65,537$10,231$213,523
23$68,278$7,490$145,244
24$71,134$4,634$74,110
25$74,110$1,658$0

At the end of your 5-year term

Total paid over the term
$378,840
Principal paid down
$150,681
Interest paid
$228,159
Balance remaining
$1,032,519

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $6,960− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,496

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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