4 Fern Street, Brampton, ON
Brampton South, Brampton · MLS® W13565766
About this home
Welcome to 4 Fern Street, where timeless neighbourhood character meets sophisticated modern luxury. Situated on one of the area's most sought-after, mature tree-lined streets, this fully renovated 5-bedroom, 4-bathroom home offers an exceptional lifestyle for growing and multi-generational families. Start your day on the inviting screened-in front porch, the perfect place to enjoy your morning coffee watching the neighbourhood wake up. Inside, this home has been completely transformed with quality finishes, sun-filled principal rooms, and a thoughtfully designed floor plan that balances everyday comfort with effortless entertaining. At the heart of the home is the stunning chef's kitchen, ideally positioned between the dining room, family room, home office, and covered backyard patio. A walk-in butler servery adds everyday convenience, while the spectacular family room, featuring expansive glass doors, creates a seamless connection to the outdoors and fills the space with natural light. The main floor also features a private home office and a bedroom with a full bathroom, ideal for guests, extended family, or in-laws. Upstairs, you'll find spacious bedrooms, beautifully appointed bathrooms, and a private upper-level balcony overlooking the mature streetscape. The expansive finished basement with separate entrance access offers outstanding flexibility for recreation, movie nights, a home gym, or future in-law living arrangements. Offering peace of mind alongside timeless appeal, the home has been extensively renovated throughout and features numerous major updates, including windows (2018/2019), CAC (2023), and a new roof (2026). Enjoy outdoor living from the covered front porch, covered rear patio, or upper balcony, each providing a unique space to relax and unwind. Located within steps to Downtown Brampton's gems, you'll love the walkability to Gage Park, the Farmers' Market, cafés, restaurants, boutique shops, schools, and GO Transit.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13565766
- Bedrooms
- 5
- Bathrooms
- 4
- Size
- 2500-3000
- Lot
- 65.08 × 112.14 ft
- Cross streets
- Main/Harold St/Fern St
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,012 / 2025
- Days on market
- 2
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
Concrete Floor
concrete floor · combined w/laundry · window
porcelain floor · b/i vanity · 4 pc bath
hardwood floor · closet · large window
hardwood floor · walk-in closet(s) · window
tile floor · pot lights · window
hardwood floor · quartz counter · breakfast bar
hardwood floor · combined w/kitchen · w/o to patio
hardwood floor · b/i shelves · overlooks frontyard
hardwood floor · double closet · window
tile floor · separate shower · 3 pc bath
hardwood floor · open concept · picture window
hardwood floor · pot lights · w/o to yard
porcelain floor · b/i vanity · 4 pc ensuite
hardwood floor · double closet · window
porcelain floor · window · 4 pc bath
hardwood floor · double closet · window
concrete floor · partly finished · window
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. McMurchy Ave S n/of Harold St is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 6% below the area average of $424/sqft.
1 days longer than the Brampton average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Brampton South, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McMurchy Ave S n/of Harold St, about 204 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,692
- Property tax
- $584
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,276
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,504
- Principal paid down
- $111,966
- Interest paid
- $169,538
- Balance remaining
- $767,234
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.