917-15 James Finlay Way, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13565902

$399,900
For Sale
Listed 3 days ago
1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Step into home ownership with this bright and functional 608 sq. ft. 1-bedroom, 1-bathroom condo located on the 9th floor of a well-maintained building. Designed with first-time buyers in mind, this thoughtfully laid-out suite offers an open-concept living and dining space that feels airy and welcoming. Enjoy walk-out access to your full private balcony - the perfect spot for morning coffee, evening wind-downs, or growing your own small herb garden. Large windows fill the space with natural light, while the modern kitchen provides plenty of cabinet space and a practical layout for everyday living. The spacious bedroom offers generous closet storage, and the 4-piece bathroom is clean and contemporary - truly move-in ready. This well-managed building features fantastic amenities including concierge service for added security and convenience, a fully equipped exercise room (save on gym memberships!), guest suites for visiting family and friends, and visitor parking. Located close to transit, shopping, parks, and major highways, commuting and daily errands are simple and stress-free. An incredible opportunity to own your first home in a connected, growing Toronto community - why rent when you can build equity?

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13565902
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Keele and Wilson
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$597/mo
Exposure
South
Property tax
$2,171 / 2026
Days on market
3
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain2.76 × 2.45 m
Dining RoomMain5.40 × 3.31 m
BathroomMain1.51 × 2.27 m

4 Pc Bath

Primary BedroomMain4.63 × 3.05 m
Living RoomMain5.40 × 3.31 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$475Kest. value

Listed at $399,900, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 30 similar homes nearby, adjusted for size, beds, and baths.Median of 30 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $465K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $445K
  • Bathrooms −$15K
  • Adjusts to $430K

That comparable adjusts to $430K; the $475K estimate above is the median of all 30 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$400KGreat deal$505KOverpriced

Total price vs nearby homes. Fair value about $475K, median of 30 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$595kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

806-20 Olive Avenue$419k316-85 Queens Wharf Road$589k219-188 Fairview Mall Drive$508k1111-77 Harbour Square$699k3712-30 GRAND TRUNK Crescent$760k

The 5 closest active listings nearby.

See all comparable homes
400kThis home419k589k508k699k760kThis home vs active comparables
Live market pulseActive comparables in Downsview-Roding-CFB · median list $490K
$616this home / sqft
32active listings nearby
3days on market

This home lists 16% below the area average of $734/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westminster-Branson
$500K
Willowdale West
$770K
Willowdale East
$489K
Annex
$929K
Bayview Village
$748K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Downsview Public School
70%
Downsview Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$1,823/mo
$90KIncome needed
4.4×Price ÷ income
$421Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,823Property tax $181Condo fee $597Total carry $2,601

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,707per month

Mortgage amount $319,920 · 4.14% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,485Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,707
Property tax
$181
Condo / maintenance fees
$597
Heating
$0
Estimated monthly cost
$2,485

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Toronto municipal land transfer tax
$4,474
Estimated closing costs
$8,947

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$192,244Total interest paid
$512,164Total of all payments
Principal $319,920 Interest $192,244
YearPrincipalInterestBalance
1$7,495$12,992$312,425
2$7,808$12,678$304,617
3$8,135$12,352$296,483
4$8,475$12,012$288,008
5$8,829$11,657$279,178
6$9,199$11,288$269,979
7$9,584$10,903$260,396
8$9,984$10,502$250,411
9$10,402$10,084$240,009
10$10,837$9,649$229,172
11$11,290$9,196$217,882
12$11,763$8,724$206,119
13$12,255$8,232$193,864
14$12,767$7,719$181,097
15$13,301$7,185$167,795
16$13,858$6,629$153,938
17$14,437$6,049$139,500
18$15,041$5,445$124,459
19$15,670$4,816$108,788
20$16,326$4,161$92,463
21$17,009$3,478$75,454
22$17,720$2,766$57,733
23$18,461$2,025$39,272
24$19,234$1,253$20,038
25$20,038$448$0

At the end of your 5-year term

Total paid over the term
$102,433
Principal paid down
$40,742
Interest paid
$61,691
Balance remaining
$279,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $2,171− Condo fees $7,163− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,959

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing