4236 Credit Pointe Drive, Mississauga, ON

East Credit, Mississauga · MLS® W13566370

$1,490,000
For Sale
Listed 2 days ago
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5Bedrooms
5Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

This One's a SHOW STOPPER! Executive style, luxuriously renovated in prestigious Credit Pointe area. Rare, principal bedroom on main with 3 pc ensuite. Professionally landscaped, extra deep lot. Open concept main floor area,, family sized eat in kitchen with designer brand stainless steel appliances. Glass staircase. Updated furnace, roof shingles, exterior doors. Too many upgrades to list, must be seen!

Key facts

Property type
Detached, 2-Storey
MLS®
W13566370
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
1500-2000
Lot
40.2 × 179.79 ft
Cross streets
Eglinton/Mississauga Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,509 / 2025
Days on market
2
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomGround4.30 × 5.30 m

hardwood floor · open concept · fireplace

Primary BedroomGround4.30 × 2.40 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Bedroom 3Second3.90 × 2.90 m

hardwood floor · b/i closet · overlooks backyard

RecreationBasement7.80 × 7.00 m

gas fireplace · open concept

Primary BedroomSecond4.60 × 3.10 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

KitchenGround3.80 × 2.30 m

hardwood floor · open concept

BedroomBasement3.60 × 2.00 m

double closet · 3 pc bath · above grade window

Dining RoomGround3.90 × 5.60 m

hardwood floor · open concept · combined w/living

Bedroom 4Second3.80 × 3.00 m

hardwood floor · b/i closet · overlooks backyard

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Creditview Rd At Rosemanor Dr is about a 6-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5453 Middleport Crescent$1.25M5458 Tasha Drive$1.10M3896 Densbury Drive$1.19M7389 Banffshire Court$1.18M4053 Trapper Crescent$1.09M

The 5 closest active listings nearby.

See all comparable homes
1.49MThis home1.25M1.10M1.19M1.18M1.09MThis home vs active comparables
Live market pulseActive comparables in East Credit · median list $1.28M
$851this home / sqft
17active listings nearby
2days on market

1 days faster than the Mississauga average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

East Credit, Mississauga, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Creditview Rd At Rosemanor Dr, about 464 m away

20+ transit stops1 grocery20+ dining15 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central Erin Mills
$1.41M
Erindale
$1.93M
Hurontario
$1.33M
Erin Mills
$1.16M
Sheridan
$1.75M

Typical asking price of active listings of the same type, per area (outliers removed). Mississauga.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,791/mo
$285KIncome needed
5.2×Price ÷ income
$1,567Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,791Property tax $709Total carry $7,500

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,361per month

Mortgage amount $1,192,000 · 4.14% over 25 years

$298,000Down payment (20.0%)
$1,192,000Loan before insurance
$0CMHC premium
$7,070Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,361
Property tax
$709
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,070

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,275
Estimated closing costs
$26,275

Plus your down payment of $298,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,726/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$716,286Total interest paid
$1,908,286Total of all payments
Principal $1,192,000 Interest $716,286
YearPrincipalInterestBalance
1$27,924$48,407$1,164,076
2$29,092$47,239$1,134,983
3$30,309$46,022$1,104,674
4$31,577$44,754$1,073,097
5$32,898$43,433$1,040,199
6$34,274$42,057$1,005,924
7$35,708$40,624$970,217
8$37,201$39,130$933,015
9$38,757$37,574$894,258
10$40,379$35,953$853,880
11$42,068$34,264$811,812
12$43,827$32,504$767,985
13$45,660$30,671$722,325
14$47,570$28,761$674,754
15$49,560$26,771$625,194
16$51,633$24,698$573,561
17$53,793$22,539$519,768
18$56,043$20,289$463,725
19$58,387$17,944$405,338
20$60,829$15,502$344,509
21$63,374$12,958$281,135
22$66,025$10,307$215,111
23$68,786$7,545$146,325
24$71,663$4,668$74,661
25$74,661$1,670$0

At the end of your 5-year term

Total paid over the term
$381,657
Principal paid down
$151,801
Interest paid
$229,856
Balance remaining
$1,040,199

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $8,509− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,733

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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