604-3071 Trafalgar Road, Oakville, ON

Joshua Meadows, Oakville · MLS® W13566470

$774,900
For Sale
Listed 2 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

An exceptionally rare terrace residence at North Oak Condos, offering one of the most exclusive suite layouts in the building with a large private outdoor terrace.This upgraded 2 bedroom, 2 bathroom suite offers 800 sq ft of well-designed living space in one of the area's most sought-after contemporary condominium residences.9-foot ceilings and floor-to-ceiling windows provide an abundance of natural light and a seamless indoor-outdoor flow. Upgrades include quartz countertops, kitchen island, custom blinds, glass-enclosed showers, and modern lighting.A standout feature is the 437 sq ft private terrace with southeast exposure, a rare offering in the building. Enjoy open views of the pond and park, city skyline, and distant views of Lake Ontario.North Oak Condos by Minto Communities offers extensive amenities and services including a 24-hour concierge, fitness centre, cardio studio, sauna, meditation room, games room, co-working spaces, community BBQs, outdoor lounge areas, and a pet wash station.Conveniently located at Dundas Street West and Trafalgar Road, just steps to shops, restaurants, and daily essentials. Easy access to Highways 401, 403, 407, and the QEW, as well as nearby GO Transit including GO Train and GO Bus options for convenient regional travel.A rare opportunity to own a terrace suite in a highly connected community with strong lifestyle appeal and exceptional outdoor space.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
W13566470
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Dundas & Trafalgar
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Veneer
Maintenance
$764/mo
Exposure
South East
Days on market
2
Listing brokerage
Royal LePage Royal City Realty
Moe’s TakeTeam Asgarian · Broker
Above comparables
$611Kest. value

Listed at $774,900, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Joshua Meadows, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $635K
  • Adjusts to $635K

That comparable adjusts to $635K; the $611K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Wheat Boom Dr. + Athabasca Cmn is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$517KGreat deal$775KOverpriced

Total price vs nearby homes. Fair value about $611K, median of 5 comparables.

Comparable listingsCurrently listed nearby · asking prices
$633kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

229-128 Grovewood Common$650k413-128 Garden Drive$690k405-128 Grovewood Common$635k811-2333 Khalsa Gate$600k713-2489 Taunton Road$589k

The 5 closest of 8 active listings nearby.

See all comparable homes
775kThis home650k690k635k600k589kThis home vs active comparables
Live market pulseActive comparables in Joshua Meadows · median list $479K
$912this home / sqft
28active listings nearby
2days on market

This home lists 15% above the area average of $794/sqft.

13 days faster than the Oakville average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Joshua Meadows, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Wheat Boom Dr. + Athabasca Cmn, about 143 m away

20+ transit stops4 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$509K
Glenorchy
$588K
College Park
$546K
Glen Abbey
$507K
Central
$666K

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,532/mo
$169KIncome needed
4.6×Price ÷ income
$815Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,532Property tax $484Condo fee $764Total carry $4,780

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,308per month

Mortgage amount $619,920 · 4.14% over 25 years

$154,980Down payment (20.0%)
$619,920Loan before insurance
$0CMHC premium
$4,556Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,308
Property tax
$484
Condo / maintenance fees
$764
Heating
$0
Estimated monthly cost
$4,556

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,973
Estimated closing costs
$11,973

Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,018/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$372,517Total interest paid
$992,437Total of all payments
Principal $619,920 Interest $372,517
YearPrincipalInterestBalance
1$14,523$25,175$605,397
2$15,130$24,567$590,267
3$15,763$23,935$574,504
4$16,422$23,275$558,082
5$17,109$22,588$540,973
6$17,825$21,873$523,148
7$18,570$21,127$504,578
8$19,347$20,350$485,231
9$20,156$19,541$465,074
10$21,000$18,698$444,075
11$21,878$17,820$422,197
12$22,793$16,904$399,404
13$23,746$15,951$375,657
14$24,740$14,958$350,917
15$25,775$13,923$325,143
16$26,853$12,845$298,290
17$27,976$11,722$270,314
18$29,146$10,551$241,168
19$30,365$9,332$210,803
20$31,635$8,062$179,168
21$32,959$6,739$146,209
22$34,337$5,360$111,872
23$35,773$3,924$76,099
24$37,270$2,428$38,829
25$38,829$869$0

At the end of your 5-year term

Total paid over the term
$198,487
Principal paid down
$78,947
Interest paid
$119,540
Balance remaining
$540,973

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,424− Condo fees $9,163− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,649

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Royal City Realty. MLS®/PropTx.

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