1298 Rosemary Crescent, Burlington, ON
Mountainside, Burlington · MLS® W13567710
About this home
Some homes just feel right the moment you walk in. This beautifully updated 3-bedroom, 2-bath backsplit blends modern style with warm, functional spaces designed for everyday living. Offering over 1,400 sq. ft. of finished living space, the heart of the home is the renovated kitchen (2021), where quartz countertops, stainless steel appliances, and a peninsula with seating create the perfect spot for morning coffee, homework, or gathering with friends while dinner is underway. Recessed lighting and updated flooring add a fresh, contemporary feel throughout the main level, while the renovated main bath (2019) completes the upper floor. Downstairs, the finished lower level offers a spacious rec room with a cozy fireplace, a second full bathroom, and flexible space for movie nights, a home office, or a playroom. Outside, summer was made for this backyard. Plenty of green space and a new two-tier deck (2025) creates separate spaces for outdoor dining and lounging, and an oversized shed is ready to become your workshop, hobby space, home gym, or the ultimate backyard retreat. Set on a quiet, family-friendly street in Burlington's Mountainside neighbourhood, you're just minutes from parks, schools, shopping, transit, and highway access-making this a home that's as practical as it is inviting.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- W13567710
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 45 × 112 ft
- Cross streets
- Guelph Line
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,265 / 2025
- Days on market
- 2
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Bath
3 Pc Bath
4 Pc Bath
Listed at $889,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $812K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $750K
- Bedrooms −$30K
- Adjusts to $720K
That comparable adjusts to $720K; the $984K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $984K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 14% below the area average of $798/sqft.
8 days faster than the Burlington average (10 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Mountainside, Burlington, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Burlington.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $711,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,799
- Property tax
- $355
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,154
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,273
- Estimated closing costs
- $14,273
Plus your down payment of $177,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $227,944
- Principal paid down
- $90,663
- Interest paid
- $137,281
- Balance remaining
- $621,257
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.