128 Twenty Second Street, Toronto, ON
Long Branch, Toronto · MLS® W13567732
About this home
Welcome to 128 Twenty Second Street, a beautifully reimagined detached 2-storey home offering the perfect blend of modern living, flexibility, and investment potential in one of Etobicoke's most convenient locations, Long Branch. This fully renovated property was transformed top-to-bottom in 2024 with exceptional attention to detail, stylish finishes, and elegant trim work throughout. Designed to suit a variety of lifestyles, this versatile home features two self-contained units, making it ideal for families, investors, or buyers looking to offset their mortgage with rental income. The main floor unit offers 3 spacious bedrooms and 1 beautifully updated bathroom, while the lower-level suite features 1 bedroom and 1 bathroom with its own separate entrance. Both units include independent laundry facilities. One of the standout features of this property is the rare detached garage, a highly sought-after amenity that few homes in the neighbourhood offer, in addition to ample driveway parking. Whether you're looking for a stunning family home, a turnkey income-generating property, or the perfect live-and-rent opportunity, this home checks every box. Located just minutes from Humber College, public transit, major highways, shopping, restaurants, and entertainment, with downtown Toronto only 15-20 minutes away, this is city living with unmatched flexibility and convenience. Don't miss this rare opportunity to own a fully renovated, move-in-ready property with endless potential in a rapidly growing pocket of the city. Offer(s) if any to be reviewed on Tuesday July 21 2026 at 7pm.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13567732
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 25.04 × 109.66 ft
- Cross streets
- Kipling Ave & Lake Shore Blvd W
- Parking
- 2 garage · 4 parking (detached)
- Driveway
- Mutual
- Basement
- Finished, Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,442 / 2025
- Days on market
- 2
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
laminate · open concept · combined w/kitchen
hardwood floor · double closet · large window
laminate · large closet · large window
large window · hardwood floor · pot lights
pot lights · porcelain floor · large window
large window · hardwood floor · pot lights
hardwood floor · large closet · large window
stainless steel appl · quartz counter · combined w/living
stainless steel appl · porcelain floor · large window
hardwood floor · closet · large window
Listed at $998,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Long Branch, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $935K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.90M
- Bedrooms +$30K
- Adjusts to $1.93M
That comparable adjusts to $1.93M; the $969K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kipling Ave at New Toronto St South Side is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $969K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 25% below the area average of $1,022/sqft.
1 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Long Branch, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kipling Ave at New Toronto St South Side, about 397 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $798,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,261
- Property tax
- $370
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,631
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,435
- Toronto municipal land transfer tax
- $16,435
- Estimated closing costs
- $32,870
Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,634
- Principal paid down
- $101,676
- Interest paid
- $153,957
- Balance remaining
- $696,724
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.