455 Samford Place, Oakville, ON

West, Oakville · MLS® W13568018

$2,695,000
For Sale
Listed 2 days ago
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5Bedrooms
6Bathrooms
2Garage · 8 parking
3000-3500Sq Ft

About this home

Welcome to 455 Samford Place, a remarkable custom-built luxury home in one of Southwest Oakville's most sought-after neighbourhoods.Seton a premium 65' x 115' lot, this stunning residence blends sophisticated design, exceptional craftsmanship, and modern family living. Itslimestone and stucco exterior, expansive driveway, double-car garage, and rare rear-access garage door create an impressive first impression.Step inside to bright, open-concept living with 10-foot ceilings, oversized windows, and elegant custom millwork throughout. Designed foreveryday living and entertaining, the chef's kitchen features a large quartz island, designer lighting, premium Thermador appliances, and aconvenient spice kitchen. The family room is a true gathering space, highlighted by a dramatic floor-to-ceiling porcelain fireplace feature wall andFrench doors opening to the private backyard for seamless indoor-outdoor living. A grand wood staircase with skylight and custom panelingleads to the upper level, where four spacious bedrooms each offer an ensuite and walk-in or built-in closet. The primary suite is a private retreatwith a beautiful feature wall and spa-inspired ensuite showcasing double walnut vanities and luxurious porcelain finishes. The professionallyfinished lower level offers endless flexibility for entertaining, recreation, or multi-generational living, featuring a spacious rec room, secondlaundry area, stylish wet bar with sink, dishwasher, fridge, wine storage, and space for a beverage cooler. A separate walk-up to the backyardadds exceptional convenience and versatility. With refined finishes, premium upgrades, and an unbeatable Oakville location close to schools,parks, shopping, and the lake, this exceptional home offers the perfect blend of luxury, comfort, and timeless elegance.

Key facts

Property type
Detached, 2-Storey
MLS®
W13568018
Bedrooms
5 (4 + 1)
Bathrooms
6
Size
3000-3500
Lot
65 × 115 ft
Cross streets
Bridge & Seabourne
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,887 / 2025
Days on market
2
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

BreakfastMain2.84 × 4.15 m
Dining RoomMain3.10 × 3.80 m
Bedroom 4Second3.15 × 3.07 m
Family RoomMain3.79 × 4.15 m
LaundryBasement3.34 × 1.15 m
OfficeMain3.34 × 2.67 m
Primary BedroomSecond5.90 × 4.15 m
KitchenMain5.05 × 4.15 m
RecreationBasement8.80 × 4.15 m
Bedroom 5Basement3.10 × 4.64 m
Living RoomMain3.10 × 2.98 m
Exercise RoomBasement3.34 × 3.15 m
Bedroom 3Second3.15 × 3.18 m
LaundrySecond2.34 × 1.82 m
Bedroom 2Second3.39 × 3.40 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.37Mest. value

Listed at $2,695,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.10M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.50M
  • Bathrooms +$15K
  • Adjusts to $3.51M

That comparable adjusts to $3.51M; the $3.37M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Third Line + Bridge Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.69MGreat deal$3.60MOverpriced

Total price vs nearby homes. Fair value about $3.37M, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in West · asking prices
$3.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1189 Tisdale Street$3.48M369 Wade Street$3.60M507 Wildwood Drive$3.60M1165 Pinegrove Road$2.60M476 TENNYSON Drive$2.80M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.69MThis home3.48M3.60M3.60M2.60M2.80MThis home vs active comparables
Live market pulseActive comparables in West · median list $3.29M
$829this home / sqft
31active listings nearby
2days on market

This home lists 12% below the area average of $945/sqft.

3 days faster than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Third Line + Bridge Rd, about 155 m away

20+ transit stops2 grocery11 dining12 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.79M
Glen Abbey
$1.98M
Bronte
$1.82M
West Oak Trails
$1.48M
Westmount
$1.67M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,283/mo
$505KIncome needed
5.3×Price ÷ income
$2,835Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,283Property tax $1,074Total carry $13,357

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,505per month

Mortgage amount $2,156,000 · 4.14% over 25 years

$539,000Down payment (20.0%)
$2,156,000Loan before insurance
$0CMHC premium
$12,579Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,505
Property tax
$1,074
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,579

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,850
Estimated closing costs
$53,850

Plus your down payment of $539,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,295,565Total interest paid
$3,451,565Total of all payments
Principal $2,156,000 Interest $1,295,565
YearPrincipalInterestBalance
1$50,508$87,555$2,105,492
2$52,620$85,442$2,052,872
3$54,821$83,241$1,998,051
4$57,114$80,948$1,940,936
5$59,503$78,559$1,881,433
6$61,992$76,070$1,819,441
7$64,585$73,477$1,754,855
8$67,287$70,776$1,687,568
9$70,101$67,961$1,617,467
10$73,034$65,029$1,544,433
11$76,089$61,974$1,468,345
12$79,271$58,791$1,389,073
13$82,587$55,476$1,306,486
14$86,042$52,021$1,220,445
15$89,641$48,422$1,130,804
16$93,390$44,673$1,037,414
17$97,296$40,766$940,118
18$101,366$36,696$838,752
19$105,606$32,456$733,146
20$110,023$28,039$623,122
21$114,626$23,437$508,496
22$119,420$18,642$389,076
23$124,415$13,647$264,661
24$129,620$8,443$135,041
25$135,041$3,021$0

At the end of your 5-year term

Total paid over the term
$690,313
Principal paid down
$274,567
Interest paid
$415,746
Balance remaining
$1,881,433

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $12,887− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $52,997

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

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