444 Withnell Crescent, Oakville, ON

West, Oakville · MLS® W13569974

$1,399,900
For Sale
Listed 2 days ago
4Bedrooms
4Bathrooms
1Garage · 5 parking
1100-1500Sq Ft

About this home

Fabulous 4-bedroom sidesplit situated on a premium pie-shaped lot on a quiet, family-friendly crescent, backing onto the Queen Elizabeth Park Community Centre. This well-designed home offers an excellent layout with all bedrooms located above grade, while providing great separation of space and privacy across multiple levels. Ideally positioned within walking distance to several highly regarded schools, all located less than 1 km away, this is an exceptional opportunity for families seeking convenience, community, and an outstanding neighbourhood setting.Pride of ownership is evident throughout, with over $170,000 invested between 2019 and 2021 in thoughtfully completed renovations and upgrades designed for long-term enjoyment. The finished basement provides additional living space with a convenient kitchenette, offering flexibility for guests, extended family, a home office, or a variety of lifestyle needs. Improvements include a fully renovated interior featuring new flooring, stairs, kitchen, bathrooms, lighting, and modern finishes, along with significant exterior enhancements including a new furnace (2020), fence (2020), rebuilt deck (2021), front door, sliding glass door, windows (2021), and asphalt driveway (2021). These updates were completed with quality, comfort, and everyday functionality in mind, showcasing a home that has been meticulously maintained and enhanced by owners who truly cared for the property.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13569974
Bedrooms
4
Bathrooms
4 (2 half)
Size
1100-1500
Lot
44.06 × 113.03 ft
Cross streets
Bridge Rd/Sunset Dr/Withness C
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,170 / 2025
Days on market
2
Listing brokerage
HOUSESIGMA INC.

Rooms

BathroomMain1.95 × 0.80 m

2 Pc Bath

RecreationBasement6.30 × 6.65 m
BedroomThird3.05 × 3.84 m

California Shutters

BedroomMain3.21 × 4.66 m

hardwood floor · california shutters · 3 pc ensuite

BedroomMain2.65 × 3.39 m

hardwood floor · california shutters

Primary BedroomThird3.38 × 4.78 m

California Shutters

KitchenSecond3.05 × 3.81 m

hardwood floor · california shutters

LaundryBasement2.66 × 2.95 m
BathroomMain1.22 × 3.40 m

3 Pc Ensuite

BathroomBasement1.93 × 0.90 m

2 Pc Bath

Dining RoomSecond2.74 × 3.17 m

hardwood floor · california shutters · w/o to deck

BathroomThird2.14 × 2.40 m

5 Pc Bath

Living RoomSecond3.96 × 5.11 m

hardwood floor · california shutters · crown moulding

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bridge Rd + Seymour Dr is about a 2-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby in West · asking prices
$1.47Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

474 Sandlewood Road$1.36M389 Worth Place$1.35M308 Third Line$1.70M

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.36M1.35M1.70MThis home vs active comparables
Live market pulseActive comparables in West · median list $1.36M
$1,077this home / sqft
5active listings nearby
2days on market

This home lists 21% above the area average of $889/sqft.

3 days faster than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bridge Rd + Seymour Dr, about 141 m away

20+ transit stops3 grocery20+ dining19 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bronte
$1.82M
Glen Abbey
$1.98M
Southwest
$3.79M
Westmount
$1.66M
Bronte Creek
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,380/mo
$259KIncome needed
5.4×Price ÷ income
$1,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,380Property tax $431Total carry $6,811

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,976per month

Mortgage amount $1,119,920 · 4.14% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,407Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,976
Property tax
$431
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,407

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Estimated closing costs
$24,473

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,973Total interest paid
$1,792,893Total of all payments
Principal $1,119,920 Interest $672,973
YearPrincipalInterestBalance
1$26,236$45,480$1,093,684
2$27,333$44,382$1,066,351
3$28,477$43,239$1,037,874
4$29,668$42,048$1,008,207
5$30,909$40,807$977,298
6$32,202$39,514$945,096
7$33,548$38,167$911,548
8$34,952$36,764$876,596
9$36,414$35,302$840,182
10$37,937$33,779$802,246
11$39,524$32,192$762,722
12$41,177$30,539$721,545
13$42,899$28,816$678,646
14$44,694$27,022$633,952
15$46,563$25,153$587,389
16$48,511$23,205$538,878
17$50,540$21,176$488,338
18$52,654$19,062$435,684
19$54,856$16,859$380,828
20$57,151$14,565$323,677
21$59,542$12,174$264,135
22$62,032$9,684$202,103
23$64,627$7,089$137,476
24$67,330$4,386$70,146
25$70,146$1,569$0

At the end of your 5-year term

Total paid over the term
$358,579
Principal paid down
$142,622
Interest paid
$215,956
Balance remaining
$977,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $5,170− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,994

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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