99 Foch Avenue, Toronto, ON

Alderwood, Toronto · MLS® W13572028

$998,000
For Sale
Listed 1 day ago
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3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Pride of ownership shines throughout this beautifully renovated 2+1 bedroom, 2 bath home - updated inside, outside, all that's left to do is move in. Curb appeal starts with a charming native pollinator garden out front, while the fully fenced, sunny backyard offers true privacy: a large deck with extension (2023), new awning (2020), mature trees for shade, and raised beds ready for your veggies and herbs. Inside, a cozy living room with a wood burning fireplace sets the tone for the whole home - the perfect spot to curl up on cool evenings. The renovated kitchen (2013, refreshed backsplash 2021) flows into a bright main floor family room/office with 2 skylights, ideal for busy mornings or quiet nights. Upstairs, two bright bedrooms each have their own closet, and the primary enjoys a walk-in with its own light, plus a linen closet in the hall. Updated 4-piece bath with heated floors added in 2021. Downstairs, the finished lower level offers even more room to live: an open-concept family room, 3-piece bath, laundry, built-ins, and a flexible bedroom/office just waiting for your ideas. Major updates are already taken care of: Hardie board exterior (2012, garage 2024), fresh parging (2024), upgraded windows (2020/22/23), new roof and chimney liner (2017), 200-amp electrical (2020), attic insulation (2020), New furnace (2021), backflow preventor (2018), and new humidifier/HEPA filter (2022).And the location can't be beat: steps to Long Branch GO, the library, indoor pool, Sir Adam Beck PS, shops, the Etobicoke Creek trail, and Marie Curtis Park on Lake Ontario - plus easy access to Sherway Gardens, the Gardiner, QEW, 427 and both airports. Warm, welcoming, and truly move-in ready - this is a home you'll be proud to call your own.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13572028
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1100-1500
Lot
42 × 125 ft
Cross streets
horner & browns line
Parking
1 garage · 4 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Hardboard
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,248 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Dining RoomMain4.09 × 3.66 m

picture window · b/i bar · hardwood floor

Living RoomMain5.44 × 3.48 m

bay window · fireplace · hardwood floor

Family RoomLower5.18 × 3.05 m

open concept · window · 3 pc bath

Bedroom 2Second4.45 × 3.35 m

closet · window · hardwood floor

OtherLower4.09 × 2.13 m

Broadloom

Primary BedroomSecond5.03 × 3.40 m

walk-in closet(s) · window · hardwood floor

Utility RoomLower2.54 × 2.29 m

concrete floor · laundry sink

KitchenMain4.78 × 2.62 m

renovated · open concept · tile floor

Family RoomMain4.57 × 2.90 m

w/o to sundeck · open concept · tile floor

LaundryLower3.35 × 1.96 m

Window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.05Mest. value

Listed at $998,000, this home is about 5% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.16M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Bathrooms +$15K
  • Adjusts to $1.01M

That comparable adjusts to $1.01M; the $1.05M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Sir Adam Beck Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Brown's Line at Woodbury Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$998KGreat deal$1.33MOverpriced

Total price vs nearby homes. Fair value about $1.05M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Alderwood · asking prices
$1.00Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

68 Gair Drive$949k11 Chelsea Drive$1.05M2 Foch Avenue$1000k

The 3 closest active listings nearby.

See all comparable homes
998kThis home949k1.05M1000kThis home vs active comparables
Live market pulseActive comparables in Alderwood · median list $1.05M
$768this home / sqft
5active listings nearby
1days on market

This home lists 19% below the area average of $951/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Alderwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Brown's Line at Woodbury Rd, about 241 m away

20+ transit stops3 grocery20+ dining19 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Adam Beck Junior School
86%
Sir Adam Beck Junior SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$4,549/mo
$191KIncome needed
5.2×Price ÷ income
$1,050Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,549Property tax $437Total carry $4,986

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,261per month

Mortgage amount $798,400 · 4.14% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,261
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,768Total interest paid
$1,278,168Total of all payments
Principal $798,400 Interest $479,768
YearPrincipalInterestBalance
1$18,704$32,423$779,696
2$19,486$31,641$760,210
3$20,301$30,826$739,909
4$21,150$29,976$718,759
5$22,035$29,092$696,724
6$22,957$28,170$673,767
7$23,917$27,210$649,850
8$24,917$26,209$624,932
9$25,960$25,167$598,973
10$27,045$24,081$571,927
11$28,177$22,950$543,751
12$29,355$21,771$514,395
13$30,583$20,543$483,812
14$31,862$19,264$451,949
15$33,195$17,931$418,754
16$34,584$16,543$384,170
17$36,030$15,096$348,140
18$37,537$13,589$310,603
19$39,108$12,019$271,495
20$40,743$10,383$230,752
21$42,448$8,679$188,304
22$44,223$6,904$144,081
23$46,073$5,054$98,008
24$48,000$3,127$50,008
25$50,008$1,119$0

At the end of your 5-year term

Total paid over the term
$255,634
Principal paid down
$101,676
Interest paid
$153,957
Balance remaining
$696,724

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,248− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,916

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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