1478 Creekwood Trail, Oakville, ON

Joshua Creek, Oakville · MLS® W13572128

$2,725,000
For Sale
Listed 1 day ago
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4Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Set on a spectacular south-facing lot backing onto mature woods, this beautifully renovated Mattamy-built family home offers over 4,800 SF of luxurious living space. With sophisticated finishes t/o, 4 BR, and 4.5 baths, it is designed for exceptional family living effortless entertaining.The welcoming main level features elegant principal rooms with hardwood floors and expansive windows, including a gracious living room with soaring vaulted ceiling, formal dining room, private home office, convenient main-floor laundry, and a beautifully reno'd powder room. At the heart of the home is the stunning 2021 kitchen, beautifully appointed with quartz countertops, stainless steel appliances, abundant cabinetry, and a bright breakfast area that flows seamlessly into the spacious family room with gas fireplace.The lux primary suite offers two walk-in closets and a beautifully renovated spa-inspired ensuite, a freestanding soaker tub, and an oversized glass shower. Two additional bedrooms share a beautifully renovated family bathroom with a striking black-framed glass shower, while the fourth bedroom enjoys its own four-piece ensuite.The professionally finished lower level, accessed by both the main staircase and a convenient second staircase, offers exceptional additional living space with above-grade windows, a spacious recreation and media area, gas fireplace, wet bar with beverage fridge, gym, and billiards area.The professionally landscaped backyard is a true private retreat. Surrounded by mature trees and backing onto peaceful woods, it features an IPE hardwood deck, built-in outdoor barbecue, gas firepit, spectacular inground pool, and lush perennial gardens-creating an extraordinary setting for relaxing, entertaining, and making the most of summer days and evenings.Located in sought-after Joshua Creek, this exceptional home is surrounded by top-rated schools, beautiful parks, and an extensive network of walking trails, with shopping, GO Transit, and major highways

Key facts

Property type
Detached, 2-Storey
MLS®
W13572128
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500
Lot
59.96 × 105.32 ft
Cross streets
Upper Middle/Joshuas Creek
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$11,009 / 2025
Days on market
1
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage

Rooms

Living RoomMain6.07 × 3.51 m
Powder RoomMain1.96 × 0.81 m

2 Pc Bath

Family RoomMain7.19 × 4.22 m

Fireplace

Dining RoomMain4.04 × 3.58 m
Exercise RoomLower6.02 × 3.89 m
BedroomSecond3.99 × 3.38 m

3 pc bath · closet

Primary BedroomSecond5.84 × 4.27 m

5 pc ensuite · walk-in closet(s)

RecreationLower7.04 × 3.94 m
BathroomSecond3.25 × 3.15 m

3 Pc Bath

KitchenMain6.07 × 4.04 m
BedroomSecond3.53 × 3.33 m

Closet

LaundryMain3.61 × 1.68 m
Game RoomLower9.53 × 7.06 m

Fireplace

OfficeMain3.94 × 3.76 m
BedroomSecond3.53 × 3.35 m

Closet

Utility RoomLower4.01 × 3.12 m
BathroomLower2.54 × 1.70 m

3 Pc Bath

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.29Mest. value

Listed at $2,725,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.43M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.45M
  • Adjusts to $2.45M

That comparable adjusts to $2.45M; the $2.29M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Upper Middle Rd East + Joshuas Creek Dr is about a 7-minute walk away.

List price
$2.15MGreat deal$2.73MOverpriced

Total price vs nearby homes. Fair value about $2.29M, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Joshua Creek · asking prices
$2.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1539 Bayshire Drive$2.45M1205 Lindenrock Drive$2.19M2476 Palmerston Road$2.00M2390 Taylorwood Drive$2.29M

The 4 closest active listings nearby.

See all comparable homes
2.73MThis home2.45M2.19M2.00M2.29MThis home vs active comparables
Live market pulseActive comparables in Joshua Creek · median list $2.30M
$838this home / sqft
22active listings nearby
1days on market

This home lists 31% above the area average of $641/sqft.

4 days faster than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Joshua Creek, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Upper Middle Rd East + Joshuas Creek Dr, about 544 m away

20+ transit stops3 grocery19 dining14 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Meadows
$1.47M
River Oaks
$1.60M
Morrison
$5.03M
College Park
$1.28M
Ford
$2.51M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,420/mo
$504KIncome needed
5.4×Price ÷ income
$2,866Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,420Property tax $917Total carry $13,337

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,633per month

Mortgage amount $2,180,000 · 4.14% over 25 years

$545,000Down payment (20.0%)
$2,180,000Loan before insurance
$0CMHC premium
$12,551Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,633
Property tax
$917
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,551

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$54,600
Estimated closing costs
$54,600

Plus your down payment of $545,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,130/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,309,987Total interest paid
$3,489,987Total of all payments
Principal $2,180,000 Interest $1,309,987
YearPrincipalInterestBalance
1$51,070$88,530$2,128,930
2$53,206$86,393$2,075,724
3$55,432$84,168$2,020,292
4$57,750$81,849$1,962,542
5$60,166$79,434$1,902,376
6$62,682$76,917$1,839,694
7$65,304$74,295$1,774,390
8$68,036$71,564$1,706,354
9$70,882$68,718$1,635,472
10$73,847$65,753$1,561,625
11$76,936$62,664$1,484,690
12$80,154$59,446$1,404,536
13$83,506$56,093$1,321,030
14$86,999$52,600$1,234,030
15$90,638$48,961$1,143,392
16$94,430$45,170$1,048,962
17$98,379$41,220$950,583
18$102,495$37,105$848,088
19$106,782$32,818$741,307
20$111,248$28,351$630,058
21$115,902$23,698$514,157
22$120,750$18,850$393,407
23$125,800$13,799$267,607
24$131,062$8,537$136,545
25$136,545$3,055$0

At the end of your 5-year term

Total paid over the term
$697,997
Principal paid down
$277,624
Interest paid
$420,374
Balance remaining
$1,902,376

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $11,009− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,875

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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