107-3460 Keele Street, Toronto, ON

York University Heights, Toronto · MLS® W13573056

$288,800
For Sale
Listed 1 day ago
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2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to this bright and spacious 2-bedroom, 1-bathroom coop apartment offering exceptional value in a convenient North York location. Freshly painted just weeks ago, this well-maintained ground floor unit features newly refinished parquet flooring, updated lighting throughout, a modern updated kitchen with plenty of storage, counter space, ceramic flooring, marble backsplash, stainless steel appliances, double sink and a renovated 4-piece bathroom complete with a floating vanity. Stay comfortable year-round with the mini-split air conditioning unit. The functional layout offers generous principal rooms, a walk-out from the living and dining room to the private balcony finished with decking tiles, a spacious primary bedroom with walk-in closet, ensuite washer/dryer combo and three additional storage closets for added convenience. Maintenance fees include property taxes, hydro, heating, water and cable TV, making ownership both simple and affordable. Outdoor parking is available for rent ($80/month). Building approval is required (approximately 2-4 bus days). No pets permitted. Ideally located just steps to TTC, York University, Humber River Hospital, supermarkets, shopping, big box stores, Downsview Park and more. An excellent opportunity for first-time buyers, investors, or those looking to downsize without compromising on space or location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13573056
Bedrooms
2
Bathrooms
1
Size
800-899
Cross streets
Keele / Grandravine
Parking
1 garage (surface)
Basement
None
Heating
Forced Air
A/C
Wall Unit(s)
Exterior
Brick, Concrete
Maintenance
$625/mo
Exposure
East
Days on market
1
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Primary BedroomMain4.20 × 3.80 m

parquet · walk-in closet(s) · window

Dining RoomMain3.00 × 2.70 m

parquet · w/o to balcony · window

KitchenMain2.50 × 3.70 m

ceramic floor · stainless steel appl · updated

Living RoomMain3.40 × 6.10 m

parquet · window · w/o to balcony

BedroomMain3.60 × 3.00 m

parquet · closet · window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$403Kest. value

Listed at $288,800, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $540K
  • Size difference +$47K
  • Bathrooms −$15K
  • Adjusts to $572K

That comparable adjusts to $572K; the $403K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stilecroft Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Grandravine Dr at Keele St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$289KGreat deal$551KOverpriced

Total price vs nearby homes. Fair value about $403K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in York University Heights · asking prices
$423kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1001-31 Four Winds Drive$375k703-80 Grandravine Drive$379k813-9 Four Winds Drive$425k1309-455 Sentinel Road$450k701-1 Four Winds Drive$484k

The 5 closest of 7 active listings nearby.

See all comparable homes
289kThis home375k379k425k450k484kThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $500K
$340this home / sqft
24active listings nearby
1days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Grandravine Dr at Keele St, about 77 m away

20+ transit stops5 grocery20+ dining19 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.57M
Banbury-Don Mills
$500K
Church-Yonge Corridor
$573K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stilecroft Public School
60%
Stilecroft Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$1,316/mo
$72KIncome needed
4.0×Price ÷ income
$304Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $1,316Property tax $181Condo fee $625Total carry $2,122

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,233per month

Mortgage amount $231,040 · 4.14% over 25 years

$57,760Down payment (20.0%)
$231,040Loan before insurance
$0CMHC premium
$2,038Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,233
Property tax
$181
Condo / maintenance fees
$625
Heating
$0
Estimated monthly cost
$2,038

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,807
Toronto municipal land transfer tax
$2,807
Estimated closing costs
$5,614

Plus your down payment of $57,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,497/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$138,835Total interest paid
$369,875Total of all payments
Principal $231,040 Interest $138,835
YearPrincipalInterestBalance
1$5,412$9,383$225,628
2$5,639$9,156$219,989
3$5,875$8,920$214,114
4$6,120$8,675$207,993
5$6,376$8,419$201,617
6$6,643$8,152$194,974
7$6,921$7,874$188,053
8$7,211$7,584$180,842
9$7,512$7,283$173,330
10$7,826$6,969$165,504
11$8,154$6,641$157,350
12$8,495$6,300$148,855
13$8,850$5,945$140,005
14$9,220$5,575$130,785
15$9,606$5,189$121,179
16$10,008$4,787$111,171
17$10,426$4,369$100,744
18$10,863$3,932$89,882
19$11,317$3,478$78,565
20$11,790$3,005$66,775
21$12,283$2,512$54,491
22$12,797$1,998$41,694
23$13,333$1,462$28,361
24$13,890$905$14,471
25$14,471$324$0

At the end of your 5-year term

Total paid over the term
$73,975
Principal paid down
$29,423
Interest paid
$44,552
Balance remaining
$201,617

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
6.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

11.2%
Gross yield
− Property tax $2,022− Condo fees $7,504− Insurance $600− Vacancy & upkeep $3,564Net operating income $18,710

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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