175 Maria Street, Toronto, ON

Junction Area, Toronto · MLS® W13573204

$999,000
For Sale
Listed 1 day ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq Ft

About this home

Welcome To 175 Maria St, A Charming And Well-Maintained Semi-Detached Home In The Heart Of The Vibrant Junction Neighbourhood. This Beautiful 2 Bedroom, 2 Bath Home Offers A Functional Layout With Thoughtful Living Space And A Warm, Welcoming Feel. The Bright Kitchen Flows Seamlessly Into A Rear Den/Family Room Addition, Creating A Comfortable Space For Everyday Living Or Working From Home While Enjoying Views Of The Backyard. Upstairs Features Two Bright Bedrooms & A 4-Pc Bathroom Creating A Practical And Comfortable Layout For Couples, Small Families, Or Downsizers. Enjoy A Private Backyard Retreat Perfect For Summer BBQs, Gardening, Or Relaxing With Family And Friends. A Rare Detached Garage With Laneway Access Offers Secure Parking, Exceptional Storage, And Exciting Potential For A Future Laneway House. A Professionally Prepared Men At Work Design Concept Illustrates Thoughtful Visions For Expanding The Existing Home. Ideally Situated On A Quiet Residential Street In The Heart Of The Junction, Just Moments From Local Shops, Cafes, Restaurants, Parks, And Transit, Including The UP Express For Rapid Access To Downtown Toronto. With Close Proximity To Bloor West Village, High Park, The Stockyards, Roncesvalles, Excellent Schools, And Everyday Amenities, This Is A Wonderful Opportunity To Own A Move-In Ready Home Offering Character, Convenience, And Future Potential!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13573204
Bedrooms
2
Bathrooms
2
Size
700-1100
Lot
15.27 × 129 ft
Cross streets
Dundas & Runnymede
Parking
1 garage · 2 parking (detached)
Driveway
Lane
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,834 / 2026
Days on market
1
Listing brokerage
PSR

Rooms

DenMain2.59 × 3.45 m

hardwood floor · window · open concept

Primary BedroomSecond3.91 × 2.41 m

parquet · overlooks frontyard · closet organizers

KitchenMain2.59 × 4.06 m

hardwood floor · w/o to yard · window

OtherLower3.99 × 4.37 m

4 pc bath · concrete floor · closet organizers

Living RoomMain3.86 × 3.43 m

hardwood floor · open concept · window

Bedroom 2Second3.91 × 2.41 m

parquet · overlooks backyard · window

Dining RoomMain3.12 × 3.43 m

hardwood floor · window · w/o to porch

Moe’s TakeTeam Asgarian · Broker
Above comparables
$850Kest. value

Listed at $999,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $945K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $798K
  • Adjusts to $798K

That comparable adjusts to $798K; the $850K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Gilmour Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$798KGreat deal$999KOverpriced

Total price vs nearby homes. Fair value about $850K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$905kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

98 Moberly Avenue$950k670 Rhodes Avenue$850k132 Glenvale Boulevard$1.17M739 Craven Road$798k183 Earlscourt Avenue$759k

The 5 closest active listings nearby.

See all comparable homes
999kThis home950k850k1.17M798k759kThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $1.09M
$1,110this home / sqft
7active listings nearby
1days on market

This home lists 30% above the area average of $854/sqft.

3 days faster than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Gilmour Ave, about 78 m away

20+ transit stops8 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
Glenfield-Jane Heights
$879K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,553/mo
$190KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $403Total carry $4,956

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,668Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$403
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,668

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,834− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,252

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

CallRequest a showing