7 Riverside Trail, Toronto, ON
High Park-Swansea, Toronto · MLS® W13577952
About this home
A magnificent stone residence, poised above the Humber - Toronto's only Canadian Heritage River - on one of the city's most coveted and private streets.On nearly an acre of ravine land at the end of a quiet Swansea court, this is a true country estate within the city: rare, secluded, and irreplaceable. Settings of this calibre are no longer created. They are simply passed, with privilege, from one steward to the next.Inside, approx. 8,000 sq ft of living space unfolds from a full-height panelled centre hall with parquet inlay. Each update has been curated with intention. Modern touches introduced seamlessly, space added thoughtfully, and not a single decision made at the expense of the home's original charm. Stately principal rooms include a board-and-batten original quarter-sawn oak fireplace room with cut-stone surround and iron strap-hinged built-ins, beamed ceilings, panelled window seats, and terracotta mosaic floors. The kitchen pairs a Viking Professional 6 burner range and twin dishwasher drawers with a wall of wood-framed windows opening into the tree canopy. The formal dining room comfortably seats ten beside French doors to a private balcony; the vaulted third floor is a retreat of its own, with gas fireplace and twin west-facing Juliet balconies framing sunsets over the river valley. Five bedrooms, 4.5 baths, multiple fireplaces, walk-out lower level. Outside: level table land with room for a pool, a curved stone lookout terrace, stone staircase entry, built-in garage, and full-home generator. Swansea - once its own village - offers a walk to Bloor West Village, High Park, top-rated schools, and two subway stations, with downtown and the airport minutes away. Nature at your doorstep, the city at your convenience - a once-in-a-lifetime offering.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- W13577952
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 5,000 sq ft
- Lot
- 160.06 × 294.18 ft
- Cross streets
- Bloor St W/S Kingsway
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Cedar
- Sewer
- Sewer
- Property tax
- $41,128 / 2025
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bloor St West at South Kingsway is about a 6-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Worth verifying
- Weigh carefully
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesPrice per square foot vs the area average.
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Bloor St West at South Kingsway, about 480 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $7,200,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $38,422
- Property tax
- $3,427
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $41,849
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $211,475
- Toronto municipal land transfer tax
- $361,475
- Estimated closing costs
- $572,950
Plus your down payment of $1,800,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,305,312
- Principal paid down
- $916,922
- Interest paid
- $1,388,391
- Balance remaining
- $6,283,078
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.