1420 Derby County Crescent, Oakville, ON
West Oak Trails, Oakville · MLS® W13579014
About this home
Welcome To This Spacious 4 Bedroom, 4 Bathroom Family Home In One Of Oakville's Most Desirable Communities! OVER 2800 Sq Ft Above Grade Space + Basement! Offering A Functional And Spacious Layout, This Beautiful Home Is Designed For Modern Family Living. The Main Floor Features A Private Office, Perfect For Working From Home, Along With A Convenient Laundry Room And Mudroom With Direct Access To The Garage. The Heart Of The Home Is The Kitchen Showcasing Stainless Steel Appliances And A Bright Breakfast Area With Walk Out To The Fully Fenced Backyard, Ideal For Entertaining, Summer Barbecues And Family Gatherings. The Open Concept Design Creates A Seamless Flow Between The Kitchen And Principal Living Spaces. Retreat To The Expansive Primary Suite Featuring A Large Walk In Closet And A 5 Piece Ensuite Complete With A Soaker Tub And Separate Walk In Shower. The Second Bedroom Enjoys The Added Convenience Of Its Own Ensuite Bathroom And Spacious Closet, While The Additional Bedrooms Offer Plenty Of Space For Growing Families. The Unspoiled Basement Provides Endless Potential To Create Additional Living Space, A Home Gym, Recreation Room Or In-Law Suite. Ideally Located Close To Top Rated Schools, Beautiful Parks, Scenic Walking Trails, Golf Courses And Family Friendly Amenities. Enjoy Convenient Access To Shopping, Restaurants, Oakville Trafalgar Memorial Hospital, Major Highways, GO Transit And Everything Oakville Has To Offer. A Fantastic Opportunity To Own A Spacious Family Home In An Exceptional Location!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13579014
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 42.09 × 108.56 ft
- Cross streets
- Third Line & West Oak Trails
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,097 / 2026
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
hardwood floor · crown moulding · window
broadloom · walk-in closet(s) · 5 pc ensuite
tile floor · combined w/kitchen · w/o to yard
broadloom · 4 pc ensuite · closet
broadloom · closet · window
hardwood floor · crown moulding · window
hardwood floor · crown moulding · fireplace
tile floor · combined w/dining · stainless steel appl
broadloom · closet · window
Listing history
- Jun 15, 2026Listed$1,525,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $1,495,000, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.78M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.58M
- Adjusts to $1.58M
That comparable adjusts to $1.58M; the $1.78M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Third Line + Liverpool St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.78M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 15% below the area average of $638/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West Oak Trails, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Third Line + Liverpool St, about 97 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,196,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,382
- Property tax
- $591
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,974
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,375
- Estimated closing costs
- $26,375
Plus your down payment of $299,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $382,938
- Principal paid down
- $152,311
- Interest paid
- $230,627
- Balance remaining
- $1,043,689
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.