97 Livingstone Avenue, Toronto, ON

Briar Hill-Belgravia, Toronto · MLS® W13579376

$799,900
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Parking
700-1100Sq Ft

About this home

Location, lifestyle, and limitless potential come together in this charming, meticulously maintained bungalow in one of Toronto's most convenient and sought-after neighbourhoods. Situated on a quiet, family-friendly street in York, this inviting home offers exceptional access to everything the city has to offer. Just minutes from Eglinton West Subway Station and the upcoming Eglinton Crosstown LRT, with quick connections to the Allen Expressway and major highways, commuting is effortless. Thoughtfully cared for, the home features a warm and functional layout with generous storage, bright living spaces, and timeless charm throughout. Outside, the mature garden creates a private outdoor retreat perfect for relaxing, entertaining, or enjoying the changing seasons. Enjoy an unbeatable walkable lifestyle with parks, schools, local shops, restaurants, and the scenic Beltline Trail all just steps from your front door. Whether you're a first-time buyer, downsizer, or investor, this is an exceptional opportunity to own a well-kept home in a thriving neighbourhood where convenience, community, and connectivity come together.

Key facts

Property type
Detached, Bungalow
MLS®
W13579376
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
25.03 × 110.14 ft
Cross streets
Dufferin & Eglinton
Parking
1 parking
Driveway
Front Yard Parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,013 / 2026
Listing brokerage
KELLER WILLIAMS PORTFOLIO REALTY
Moe’s TakeTeam Asgarian · Broker
Below comparables
$949Kest. value

Listed at $799,900, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $924K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $759K
  • Bedrooms +$30K
  • Adjusts to $789K

That comparable adjusts to $789K; the $949K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is J R Wilcox Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Oakwood Station - Westbound Platform is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$800KGreat deal$999KOverpriced

Total price vs nearby homes. Fair value about $949K, median of 6 comparables.

Comparable listingsCurrently listed nearby in Briar Hill-Belgravia · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

172 Times Road$919k57 Miranda Avenue$999k49 Montcalm Avenue$1.16M

The 3 closest active listings nearby.

See all comparable homes
800kThis home919k999k1.16MThis home vs active comparables
Live market pulseActive comparables in Briar Hill-Belgravia · median list $950K
$889this home / sqft
7active listings nearby

This home lists 38% below the area average of $1,437/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Briar Hill-Belgravia, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Oakwood Station - Westbound Platform, about 47 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near J R Wilcox Community School
72%
J R Wilcox Community SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$3,646/mo
$153KIncome needed
5.2×Price ÷ income
$841Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,646Property tax $334Total carry $3,980

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,415per month

Mortgage amount $639,920 · 4.14% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,749Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,415
Property tax
$334
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,749

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Toronto municipal land transfer tax
$12,473
Estimated closing costs
$24,946

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,148/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,535Total interest paid
$1,024,455Total of all payments
Principal $639,920 Interest $384,535
YearPrincipalInterestBalance
1$14,991$25,987$624,929
2$15,618$25,360$609,311
3$16,271$24,707$593,039
4$16,952$24,026$576,087
5$17,661$23,317$558,426
6$18,400$22,578$540,026
7$19,170$21,809$520,857
8$19,971$21,007$500,885
9$20,807$20,171$480,079
10$21,677$19,301$458,401
11$22,584$18,394$435,818
12$23,528$17,450$412,289
13$24,513$16,466$387,777
14$25,538$15,440$362,239
15$26,606$14,372$335,633
16$27,719$13,259$307,914
17$28,878$12,100$279,035
18$30,086$10,892$248,949
19$31,345$9,633$217,604
20$32,656$8,322$184,948
21$34,022$6,956$150,926
22$35,445$5,533$115,481
23$36,928$4,051$78,554
24$38,472$2,506$40,081
25$40,081$897$0

At the end of your 5-year term

Total paid over the term
$204,891
Principal paid down
$81,494
Interest paid
$123,397
Balance remaining
$558,426

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $4,013− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,073

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS PORTFOLIO REALTY. MLS®/PropTx.

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