80 Gray Avenue, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13580388

$935,000
For Sale
Listed 4 days ago
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5Bedrooms
3Bathrooms
1Garage · 4 parking
1500-2000Sq Ft
13 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Charming Brick Home on a Quiet Cul-de-Sac! This must-see, large single-family 2-story home on a quiet cul-de-sac offers incredible space and endless potential. The solid brick property features excellent curb appeal, a large driveway, a fully fenced, low-maintenance rear yard, and an impressive detached garage perfect for a workshop or hobbyist. Inside, you'll find a functional layout including a dedicated laundry room, with all existing electrical light fixtures, furnace, stove, fridge, washer, and dryer included. Perfectly positioned for ultimate convenience, this home is located near a park area, local schools, and retail, while boasting premium transit access close to the Eglinton Line 5 LRT at Mount Dennis Station for seamless UP Express and GO Transit commuting. Previously a Duplex converted to large single family home.

Key facts

Property type
Detached, 2-Storey
MLS®
W13580388
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
28.45 × 100 ft
Cross streets
Outlook Ave, East of Jane St
Parking
1 garage · 4 parking (detached)
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,852 / 2026
Days on market
4
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

Dining RoomMain4.11 × 2.36 m

carpet free · formal rm

RecreationBasement4.09 × 3.78 m

4 pc bath · combined w/br · combined w/family

Primary BedroomSecond3.35 × 4.09 m

closet · carpet free

Bedroom 4Second3.05 × 3.07 m

closet · carpet free

Bedroom 2Second3.78 × 3.18 m

closet · carpet free

Living RoomMain7.24 × 3.38 m

brick fireplace · carpet free · hardwood floor

Bedroom 3Second3.05 × 2.74 m

closet · carpet free

SunroomMain3.51 × 1.65 m

Large Window

KitchenMain3.05 × 4.22 m

breakfast area · w/o to yard · 2 pc bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Dennis Avenue Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Caesar Avenue is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby · asking prices
$1.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

45 Overlord Crescent$990k3 Gillbank Crescent$950k139 King Edward Avenue$999k47 Becca Hall Trail$999k4 Jean Street$1.50M

The 5 closest of 6 active listings nearby.

See all comparable homes
935kThis home990k950k999k999k1.50MThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $988K
$534this home / sqft
5active listings nearby
4days on market
82sold nearby · 90 days
$1.39Mmedian sold price
98%of asking, on average

This home lists 28% below the area average of $741/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Caesar Avenue, about 199 m away

20+ transit stops9 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Bedford Park-Nortown
$4.46M
Alderwood
$1.56M
Willowdale West
$2.10M
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dennis Avenue Community School
57%
Dennis Avenue Community SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 57% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,261/mo
$176KIncome needed
5.3×Price ÷ income
$983Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,261Property tax $321Total carry $4,582

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,992per month

Mortgage amount $748,000 · 4.14% over 25 years

$187,000Down payment (20.0%)
$748,000Loan before insurance
$0CMHC premium
$4,313Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,992
Property tax
$321
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,313

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,175
Toronto municipal land transfer tax
$15,175
Estimated closing costs
$30,350

Plus your down payment of $187,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,848/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$449,482Total interest paid
$1,197,482Total of all payments
Principal $748,000 Interest $449,482
YearPrincipalInterestBalance
1$17,523$30,376$730,477
2$18,256$29,643$712,221
3$19,020$28,880$693,201
4$19,815$28,084$673,386
5$20,644$27,255$652,742
6$21,508$26,392$631,234
7$22,407$25,492$608,827
8$23,344$24,555$585,483
9$24,321$23,578$561,162
10$25,338$22,561$535,824
11$26,398$21,501$509,426
12$27,502$20,397$481,923
13$28,653$19,247$453,271
14$29,851$18,048$423,420
15$31,100$16,800$392,320
16$32,401$15,499$359,919
17$33,756$14,143$326,163
18$35,168$12,731$290,995
19$36,639$11,260$254,357
20$38,171$9,728$216,185
21$39,768$8,131$176,417
22$41,432$6,468$134,986
23$43,165$4,735$91,821
24$44,970$2,929$46,851
25$46,851$1,048$0

At the end of your 5-year term

Total paid over the term
$239,496
Principal paid down
$95,258
Interest paid
$144,238
Balance remaining
$652,742

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $3,852− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,390

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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