2703-56 Annie Craig Drive, Toronto, ON

Mimico, Toronto · MLS® W13580530

$1,039,900
For Sale
Listed 3 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft
4 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to Lago at the Waterfront, a luxury residence offering over 1,000 square feet of refined living space with a spectacular wrap-around balcony capturing both southwest and southeast exposures. This exceptionally designed 2+1 bedroom, 2 bathroom suite features SPECTACULAR LAKE AND CITY SKYLINE VIEWS. This condominium unit offers a priceless view with an almost panoramic window layout with floor-to-ceiling windows. California closets offer smart storage solutions for modern living. The generous principal rooms accommodate flexible living arrangements, including a versatile den ideal for a home office. The primary bedroom is complemented by an ensuite bathroom and ample closet space with a walk-in closet. The open concept kitchen includes built-in appliances, sleek cabinetry, and a functional layout that flows seamlessly into the dining and living areas. Residents of Lago at the Waterfront enjoy an impressive suite of amenities, including a fully equipped fitness centre, indoor pool and hot tub, party and media rooms, 24-hour concierge service, guest suites, and more. This suite includes one underground parking space and one locker, offering both convenience and peace of mind. This is a rare opportunity to own a premium corner residence with extraordinary views in one of Etobicoke's most coveted waterfront communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13580530
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Parklawn & Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete
Maintenance
$846/mo
Exposure
South East
Property tax
$4,645 / 2025
Days on market
3
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

DenFlat1.69 × 1.66 m

B/I Closet

KitchenFlat3.70 × 1.87 m

b/i appliances · stone counters · ceramic backsplash

Living RoomFlat5.66 × 3.87 m

combined w/dining · w/o to balcony · south view

Dining RoomFlat5.66 × 3.87 m

combined w/living · window floor to ceiling

Primary BedroomFlat3.35 × 3.13 m

4 pc ensuite · window floor to ceiling · walk-in closet(s)

Bedroom 2Flat3.49 × 2.92 m

w/o to balcony · window floor to ceiling · large closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$914Kest. value

Listed at $1,039,900, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Mimico lately, sellers have been getting about 97% of asking and homes sell in about 38 days.

Based on 92 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 92 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $950K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $602K
  • Adjusts to $602K

That comparable adjusts to $602K; the $914K estimate above is the median of all 92 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is John English Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bus stop is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$839KGreat deal$1.04MOverpriced

Total price vs nearby homes. Fair value about $914K, median of 92 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Mimico · asking prices
$1.02Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2808-88 Park Lawn Road$1.03M2203-56 Annie Craig Drive$1.07M1908-88 Park Lawn Road$958k1708-90 Park Lawn Road$949k602-1 Palace Pier Court$1.07M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.04MThis home1.03M1.07M958k949k1.07MThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $880K
$946this home / sqft
38active listings nearby
3days on market
100sold nearby · 90 days
$666Kmedian sold price
97%of asking, on average

This home lists 9% above the area average of $870/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

96/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bus stop, about 70 m away

20+ transit stops3 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$721K
Waterfront Communities C1
$654K
Bay Street Corridor
$485K
Church-Yonge Corridor
$564K
Waterfront Communities C8
$770K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John English Junior Middle School
73%
John English Junior Middle SchoolPublic · Elementary · 2.0 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,740/mo
$212KIncome needed
4.9×Price ÷ income
$1,094Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,740Property tax $387Condo fee $846Total carry $5,972

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,439per month

Mortgage amount $831,920 · 4.14% over 25 years

$207,980Down payment (20.0%)
$831,920Loan before insurance
$0CMHC premium
$5,673Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,439
Property tax
$387
Condo / maintenance fees
$846
Heating
$0
Estimated monthly cost
$5,673

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,273
Toronto municipal land transfer tax
$17,273
Estimated closing costs
$34,546

Plus your down payment of $207,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,392/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$499,910Total interest paid
$1,331,830Total of all payments
Principal $831,920 Interest $499,910
YearPrincipalInterestBalance
1$19,489$33,784$812,431
2$20,304$32,969$792,127
3$21,154$32,120$770,973
4$22,038$31,235$748,935
5$22,960$30,313$725,975
6$23,921$29,353$702,054
7$24,921$28,352$677,133
8$25,964$27,310$651,170
9$27,050$26,224$624,120
10$28,181$25,092$595,939
11$29,360$23,913$566,579
12$30,588$22,685$535,992
13$31,867$21,406$504,124
14$33,200$20,073$470,924
15$34,589$18,684$436,335
16$36,036$17,237$400,299
17$37,543$15,730$362,756
18$39,113$14,160$323,643
19$40,749$12,524$282,894
20$42,454$10,819$240,440
21$44,230$9,043$196,210
22$46,080$7,193$150,130
23$48,007$5,266$102,123
24$50,015$3,258$52,107
25$52,107$1,166$0

At the end of your 5-year term

Total paid over the term
$266,366
Principal paid down
$105,945
Interest paid
$160,421
Balance remaining
$725,975

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,645− Condo fees $10,148− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,919

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing