28 Aldgate Avenue, Toronto, ON
Stonegate-Queensway, Toronto · MLS® W13582992
About this home
Welcome to 28 Aldgate Avenue, an updated solid brick detached bungalow on a quiet South Etobicoke street. This well-located two bedroom, two bathroom home sits on a 32.5 ft x 100 ft lot and offers a practical layout, comfortable living space, and a large fenced backyard. The main floor features a spacious open-concept living and dining area with hardwood floors and a bay window that brings in plenty of natural light. The recently renovated kitchen includes quartz counters and lots of storage. Both bedrooms are generously sized and include closets. The recently renovated main bathroom features a new shower with sliding glass doors. The basement adds valuable extra space, with a large recreation room, a 2-piece bathroom, laundry area, and plenty of storage space. A private driveway provides parking for three cars. The location offers excellent everyday convenience. The home is within the catchment for top rated Etienne Brule Junior School, Park Lawn Middle School, and Etobicoke Collegiate. Humber Bay parkland, waterfront trails, restaurants, cafés, shopping, and TTC are all nearby. High Park, Sunnyside lakefront parkland, and the Martin Goodman walking and cycling trail are also within easy reach. And, there is quick access to major highways as well as convenient streetcar and bus service to downtown and the subway. What a wonderful opportunity to own an affordable detached home in a great west Toronto location!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13582992
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2 (1 half)
- Size
- 700-1100
- Lot
- 32.5 × 100 ft
- Cross streets
- Park Lawn & The Queensway
- Parking
- 3 parking
- Driveway
- Private Triple
- Basement
- Full, Partially Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,842 / 2026
- Days on market
- 2
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
bay window · hardwood floor · combined w/dining
hardwood floor · closet · overlooks backyard
renovated · quartz counter · stainless steel appl
hardwood floor · combined w/living · open concept
Separate Room
hardwood floor · closet · overlooks backyard
Closet
Listed at $819,000, this home is about 24% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Stonegate-Queensway lately, sellers have been getting about 100% of asking and homes sell in about 20 days.
Based on 44 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 44 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.02M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $965K
- Bedrooms +$35K
- Adjusts to $1.00M
That comparable adjusts to $1.00M; the $1.08M estimate above is the median of all 44 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $1.08M, median of 44 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 39% below the area average of $1,483/sqft.
1 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stonegate-Queensway, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $655,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,496
- Property tax
- $404
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,900
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,855
- Toronto municipal land transfer tax
- $12,855
- Estimated closing costs
- $25,710
Plus your down payment of $163,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $209,783
- Principal paid down
- $83,440
- Interest paid
- $126,344
- Balance remaining
- $571,760
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.